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Transcriptions of Pardon My Take podcast

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Transcript of NFL With Steve Smith, The Jameis Winston Experience, CFB With Brandon Walker And Listener Submitted Pardon Your Takes

MNF was the full Jameis Winston experience and we can’t get enough (00:00:00-00:13:58). Incredible Rivalry week recap with Brandon Walker plus we talk CFP playoffs, who is going to get screwed, what takes we got wrong and is Brandon daunted (00:13:58-01:09:43)? Hot Seat/Cool Throne including incredible coping from Ohio State fans and NBA Cup (01:09:43-01:43:56). Steve Smith joins the show to make good on his bet, talk NFL, what receivers he loves, George Pickens and Super Bowl pick (01:43:56-02:15:08). We finish with listener submitted takes (02:15:08-02:29:56).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

  • 02:34:08
  • 450 views
  • Published about 1 year ago

Transcript of NFL Week 13, Fastest 2 Minutes, Bears Fire Eberflus, Eagles Are For Real And Josh Allen vs Saquon For MVP

NFL Week 13 we start with Fastest 2 minutes and then recap every game (00:00:00-00:09:04) Lions 23, Bears 20 (00:00:00-00:31:11) Cowboys 27, Giants 20 (00:31:11-00:40:35) Packers 30, Dolphins 17 (00:40:35-00:45:30) Chiefs 19, Raiders 17 (00:45:30-00:56:16) Steelers 44, Bengals 38 (00:56:16-01:06:40) Chargers 17, Falcons 13 (01:06:40-01:10:48) Vikings 23, Cardinals 22 (01:10:48-01:16:47) Commanders 42, Titans 19 (01:16:47-01:27:42) Colts 25, Patriots 24 (01:27:42-01:34:49) Texans 23, Jaguars 20 (01:34:49-01:39:09) Seahawks 26, Jets 21 (01:39:09-01:52:53) Bucs 26, Panthers 23 (01:52:53-02:03:57) Rams 21, Saints 14 (02:03:57-02:07:45) Eagles 24, Ravens 19 (02:07:45-02:18:28) Bills 35, Niners 10 (02:18:28-02:26:52) We then finish with who's back of the week and talk a little Michigan/Ohio State (02:26:52-02:45:28).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

  • 02:49:47
  • 510 views
  • Published about 1 year ago

Transcript of Thanksgiving Special With Fred Smoot In Studio, CFB, Week 13 Picks And Preview, Kirk Cousins And PFT/Hank Rivalry Continues

Mega episode for Thanksgiving week. We talk the Harbaugh Bowl and who can stop the Ravens(00:00:00-00:15:00). College Football talk after a crazy Saturday and we have our first completely unbiased Heisman discussion(00:15:00-00:35:55). We preview the Thanksgiving games(00:35:55-01:03:14) and do Hot Seat/Cool Throne(01:03:14-01:20:26). Fred Smoot joins us in studio to talk Smoot smack, playing in the league, Mississippi State and tons more(01:20:26-02:02:15). If you have to work Friday this is where you stop We then preview all the Sunday games for Week 13 and Hank and PFT’s rivalry continues with some new evidence being presented(02:02:15-02:48:35). We then finish with Kirk Cousins talking Falcons, his Achilles injury, Wicked, Bijan and tons more(02:48:35-03:23:41)You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

  • 03:28:44
  • 900 views
  • Published about 1 year ago

Transcript of NFL Week 12, Fastest 2 Minutes, The Commanders Lose A Stunner To The Cowboys, Eagles Roll And Who's Back Of The Week

NFL Week 12. We start with fastest 2 minutes. We then recap every game from Sunday (00:00:00-00:10:07) Cowboys 34, Commanders 26(00:10:07-00:34:57) Titans 32, Texans 27 (00:34:57-00:44:09) Vikings 30, Bears 27 (00:44:09-00:54:49) Chiefs 30, Panthers 27 (00:54:49-01:02:40) Dolphins 34, Patriots 15 (01:02:40-01:17:32) Lions 24, Colts 6 (01:17:32-01:23:28) Bucs 30, Giants 7 (01:23:28-01:32:09) Packers 38, 49ers 10(01:32:09-01:40:39) Broncos 29, Raiders 19 (01:40:39-01:51:41) Seahawks 16, Cardinals 6 (01:51:41-02:00:49) Eagles 37, Rams 20 (02:00:49-02:14:30) We finish with who's back of the week. (02:14:30:01-02:29:01)You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

  • 02:33:14
  • 420 views
  • Published about 1 year ago

Transcript of AL Cy Young Winner Tarik Skubal, Rex Ryan, An Awesome Snow Game On TNF, Week 12 Picks And Preview + Fyre Fest

Life is complete now that we got Jameis Winston in the snow. We talk Thursday Night Football and the Steelers loss that shouldve been a win and where theyre headed (00:00:00-00:13:03). Week 12 Picks and Preview including an animal duel in the NFL (00:13:03-01:13:16). Picks and TD Parlay (01:13:16-01:18:14). Fantasy Fuccbois (01:18:14-01:23:57). Detroit Tigers Ace and Cy Young Winner Tarik Skubal joins the show to talk about his season, being a Hoss, his mom yelling at him for being a Hoss, and he gives tips to Max on pitching (01:23:57-01:56:09). Rex Ryan joins the show to talk football, Coaching the Jets again, what makes the Lions special, and tons more (01:56:09-02:35:08). We finish with Fyre Fest of the Week and a Presidential address from Pug (02:35:08-02:50:40).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

  • 02:55:50
  • 430 views
  • Published about 1 year ago

Transcript of Pat Bev In Studio, The Cowboys Are Deader Than Dead, College Football Talk + The Jets Have Reached The Bottom

The Cowboys are dead and they need to stop being on primetime. Yeah Joe Burrow is having an insane statistical season (00:00:00-00:15:56). The Jets have reached rock bottom after firing their GM and Memes has some bad plans to fix it (00:15:56-00:25:26). College Football talk and the coordinated attack on Indiana Football plus could the Big 12 be left out all together (00:25:26-00:54:55)? Hot Seat/Cool Throne including the Sixers in disarray and Jon Stamos is a weirdo (00:54:55-01:30:24). Pat Bev joins us in studio to talk ball, playing in Israel, playing with Giannis, the end of last season and tons more (01:30:24-02:20:26). We finish with listener submitted pardon your takes (02:20:26-02:35:09).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

  • 02:39:35
  • 480 views
  • Published about 1 year ago

Transcript of Minnesota Timberwolves Julius Randle, MNF, Cowboys In Disarray and Bears Start Firing, College Football Talk + Guys On Chicks

The Dolphins look the be prime spoilers and Sean McVay got confused on field goal strategy at the end of the game (00:00:00-00:06:41). Week 10 clean up and the Bears start their firings (00:06:41-00:24:39. We talk about the big Rivalry game coming up Thursday (00:24:39-00:38:31) and then talk College Football including the loser Brian Kelly and the weirdest undefeated teams remaining (00:38:31-00:56:09). Hot Seat/Cool Throne (00:56:09-01:12:50). We then welcome on Julius Randle in studio to talk about his trade to Minnesota, his career in the NBA, playing with Kobe early in his career, Kentucky, Cal and tons more (01:12:50-01:57:24). We finish with guys on chicks (01:57:24-02:09:38).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

  • 02:13:14
  • 420 views
  • Published about 1 year ago

Transcript of NFL Week 10, Fastest Two Minutes, The Bears Have Hit Rock Bottom, The Steelers Are Legit + Lebron Had A Dream About Coach K

Week 10 in the NFL. We start with Fastest 2 Minutes then recap every game from Sunday (00:00:00-00:09:38) Panthers 20, Giants 17 (00:09:38-00:28:12) Steelers 28, Commanders 27 (00:28:12-00:40:30) Chiefs 16, Broncos 14 (00:40:30-00:47:25) Patriots 19, Bears 3 (00:47:25-01:05:11) 49ers 23, Bucs 20 (01:05:11-01:15:35) Saints 20, Falcons 17 (01:15:35-01:22:47) Bills 30, Colts 20 (01:22:47-01:30:01) Vikings 12, Jaguars 7 (01:30:01-01:37:44) Chargers 27, Titans 17 (01:37:44-01:45:24) Eagles 34, Cowboys 6 (01:45:24-01:56:17) Cardinals 31, Jets 6 (01:56:17-02:10:08) Lions 26, Texans 23 (02:10:08-02:18:44) We finish with Who's back of the week (02:18:44-02:30:29)You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

  • 02:35:18
  • 440 views
  • Published about 1 year ago

Transcript of Coach Ron Rivera In Studio, The Bengals May Be Dead, Week 10 Picks And Preview + Fyre Fest Of The Week

The Bengals may be dead but we aren't going to stop believing in them. Ravens continue being a team you cant make any mistakes against (00:00:00-00:12:35). Week 10 Picks and Preview for every game including a new coach in New Orleans and some big games this weekend (00:12:35-01:18:50). Fantasy Fuccbois and our best bets (01:18:50-01:25:36). Coach Ron Rivera joins the show to talk about his first year out of football, the genesis of Riverboat Ron after a meeting with John Madden, Stories about the 85 Bears and his days with the Panthers (01:25:36-02:13:42). We finish with Fyre Fest of the week (02:13:42-02:25:33).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

  • 02:30:29
  • 440 views
  • Published about 1 year ago

Transcript of NFL With Brian Baldinger, NFL Trade Deadline, College Football + We Elect A President

Its an important day in America so we have decided to formally elect a president (00:00:00-00:09:42). We talk MNF (00:09:42-00:21:40) and NFL trade deadline and the Commanders may be all in (00:21:40-00:41:32). We talk college football, chaos in the Big 12 and James Franklin can't win the big one (00:41:32-01:03:38). Hot Seat/Cool Throne including Gerrit Cole opting out of his opt out and Ja Morant is a highlight reel (01:03:38-01:16:19). Brian Baldinger joins us to talk NFL, how to stop the Lions, what freaks he's been watching on film, what teams are still frisky and who would be the best 2 win team (01:16:19-01:53:15). We finish with listener submitted roasts (01:53:15-02:09:24).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

  • 02:13:32
  • 550 views
  • Published about 1 year ago

Transcript of NFL Week 9, Fastest 2 Minutes, The Bears Are A Disaster, The Lions Are Unstoppable + Jason Kelce And Joel Embiid Stepped To The Haters

NFL Week 9 and we start with fastest 2 minutes. We then recap every game from Sunday (00:00:00-00:08:51) Bills 30, Dolphins 27 (00:08:51-00:21:41) Falcons 27, Cowboys 21 (00:21:41-00:33:29) Ravens 41, Broncos 10 (00:33:29-00:38:10) Commanders 27, Giants 22 (00:38:10-00:49:24) Chargers 27, Browns 10 (00:49:24-01:00:33) Bengals 41, Raiders 24 (01:00:33-01:05:44) Panthers 23, Saints 22 (01:05:44-01:15:53) Titans 20, Patriots 17 (01:15:53-01:23:46) Cardinals, 29, Bears 9 (01:23:46-01:42:06) Lions 24, Packers 14 (01:42:06-01:50:24) Eagles 28, Jaguars 23 (01:50:24-02:02:03) Rams 26, Seahawks 20 (02:02:03-02:07:50) Vikings 21, Colts 13 (02:07:50-02:09:50) We finish with who's back of the week including Embiid and Kelce and Justice for Peanut the squirrel. (02:09:50-02:31:50).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

  • 02:36:35
  • 430 views
  • Published about 1 year ago

Transcript of Julian Edelman, Bruce Arians In Studio, The Dodgers Win The World Series, The Jets Are Back + Week 9 Picks And Preview

The Jets are back after winning Thursday Night Football in the ugliest fashion (00:00:00-00:14:12). The Dodgers are World Series Champions after an all time meltdown from the Yankees in Game 5 (00:14:12-00:28:41). Week 9 Picks and Preview for every game on Sunday, Flacco in primetime, Cowboys last stand, and fantasy fuccbois (00:28:41-01:29:41). Julian Edelman joins the show to talk ball, his new podcast, what a dude is, and tons more (01:29:41-02:09:16). SB Winning Head Coach Bruce Arians joins the show in studio to talk about coaching, quarterback development, Big Ben getting mad at him, Peyton's rookie season and more (02:09:16-02:51:23). We finish with a Halloweeen edition of Fyre Fest of the week (02:51:23-03:03:26).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

  • 03:08:02
  • 480 views
  • Published about 1 year ago

Transcript of NFL Week 8, Fastest 2 Minutes, Commanders Hail Mary, Jameis Is All The Way Back, The Jets Are Dead + World Series Talk

Week 8 in the NFL and we start with the Fastest 2 Minutes. We then talk about every game from Sunday (00:00:00-00:10:26) Bears 15, Commanders 18 (00:10:26-00:42:48) Browns 29, Ravens 24 (00:42:48-00:51:28) Eagles 37, Bengals 17 (00:51:28-00:57:44) Falcons 31, Bucs 26 (00:57:44-01:03:35) Packers 30, Jags 27 (01:03:35-01:11:52) Cardinals 28, Dolphins 27 (01:11:52-01:18:48) Patriots 25, Jets 22 (01:18:48-01:31:16) Texans 23, Colts 20 (01:31:16-01:34:51) Lions 52, Titans 14 (01:34:51-01:43:26) Bills 31, Seahawks 10 (01:43:26-01:48:27) Chiefs 27, Raiders 20 (01:48:27-01:53:05) Broncos 28, Panthers 14 (01:53:05-01:57:44) Chargers 26, Saints 8 (01:57:44-02:00:43) Niners 30, Cowboys 24 (02:00:43-02:04:23) We talk World Series and who's back of the week. (02:04:23-02:17:00)You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

  • 02:20:28
  • 510 views
  • Published about 1 year ago

Transcript of Jon Gruden, Week 8 Picks And Preview, Commanders vs Bears, Rams Are Back + Fyre Fest of The Week

The Rams are back and looking frisky with Cooper Kupp and Puka Nacua back in the lineup. The Vikings don't need to worry, just stop playing the Lions (00:00:00-00:11:56). We're going for the Uncrustables record (00:11:56-00:17:33). Week 8 picks and preview and the podcast is at war with Patriots/Jets and the Bears/Commanders with an honest discussion about Caleb vs Jayden for the first time (00:17:33-01:42:57). We do our picks and TD parlay and fantasy fuccbois (01:42:57-01:54:56). Jon Gruden joins the show to talk football, being Bobby Knight's ball boy, coaching, his facility, favorite plays and tons more (01:54:56-02:50:56). We finish with Fyre Fest of the week (02:50:56-03:00:17).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

  • 03:04:09
  • 560 views
  • Published about 1 year ago

Transcript of CFB With Ross Dellenger, NBA Trainer Chris Brickley In Studio, Celtics Banner Night, A Bounty For Dunking On Bronny, MNF & Fake Onside Rules + Guys On Chicks

Hank is off to see the Celtics raise a banner and we’re expecting Bronny to play and we’ve put a bounty out for anyone who can dunk on both James heads at the same time (00:00:00-00:11:20). We talk Monday Night Football and it turns out the Chargers may have some issues even though Justin Herbert isn’t one of them. The Bucs disaster night, The Ravens are a wagon and fake onside rules confusing everyone (00:11:20-00:30:12). We talk some CFB then do hot seat/cool throne (00:30:12-01:00:22). Yahoo Senior College Football Writer Ross Dellenger joins the show to talk about the scene in Austin Saturday night, the transfer portal flattening competition, a potential super league, Army/Navy and more (01:00:22-01:48:57). NBA trainer Chris Brickley joins us in studio to talk about his path to being a trainer, playing for Rick Pitino, Carmelo trusting him and this is finally the year for Ben Simmons (01:48:57-02:18:56). We finish with guys on chicks (02:18:56-02:30:02).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

  • 02:32:49
  • 730 views
  • Published about 1 year ago

Transcript of NFL Week 7, Deshaun Watson Goes Down, Lions Keep Rolling, Russell Wilson Is Back + Playoff Baseball And Who's Back

NFL Week 7 and we start with Fastest 2 Minutes then recap every game from Sunday (00:00:00-00:09:06) Jaguars 32, Patriots 16 (00:09:06-00:26:08) Lions 31, Vikings 29 (00:26:08-00:37:53) Packers 24, Texans 22 (00:37:53-00:46:56) Bengals 21, Browns 14 (00:46:56-01:03:37) Colts 16, Dolphins 10 (01:03:37-01:09:13) Eagles 28, Giants 3 (01:09:13-01:17:54) Bills 34, Titans 10 (01:17:54-01:21:31) Seahawks 34, Falcons 14 (01:21:31-01:26:59) Commanders 40, Panthers 7 (01:26:59-01:37:51) Rams 20, Raiders 15 (01:37:51-01:48:48) Chiefs 28, 49ers 18 (01:48:48-01:55:09) Steelers 37, Jets 15 (01:55:09-02:08:37) We have a World Series as the Yankees and Dodgers advance (02:08:37-02:27:05) then we finish up with who's back of the week (02:27:05-02:44:59).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

  • 02:48:03
  • 590 views
  • Published about 1 year ago

Transcript of Kyle Rudolph In Studio, Francis Ngannou Via Hologram, Saints Are On Quit Watch, NFL Week 7 Picks And Preview + Fyre Fest Of The Week

Bo Nix Thursday Night and the Saints are officially on Quit watch (00:00:00-00:07:58). We talk playoff baseball and an incredible Guardians win and the Mets are dead because the Dodgers have too many dudes (00:07:58-00:14:09). NFL Week 7 picks and preview including the Packers gross jerseys, Hank's trap game, Lions/Vikings and a Super Bowl Rematch (00:14:09-01:29:55). Fantasy Fuccbois and our contest picks (01:29:55-01:36:40). Kyle Rudolph joins the show in studio to talk football, catching Tom Brady's last touchdown pass, the hardest he was ever hit, the Minnesota Love Boat and more (01:36:40-02:29:43). Francis Ngannou joins the show ahead of his return to MMA via a hologram and we talk fighting, Jackass and more (02:29:43-02:56:41). We finish with Fyre Fest of the week (02:56:41-03:13:38).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

  • 03:18:56
  • 770 views
  • Published about 1 year ago

Transcript of Coach Tom Coughlin, Davante Adams To The Jets, Jerry Jones Is Mad At Everyone, College Football, Playoff Baseball + Listener FAQ’s

The Jets have solved everything by hitting the Davante Adams button as he’s traded after a terrible MNF loss. Amari Cooper to the Bills and Jerry Jones is threatening radio hosts (00:00:00-00:22:32). Playoff baseball and the Mets tie up the NLCS while Giancarlo Stanton hits bombs (00:22:32-00:28:58). College Football talk and is College Football better than ever with the expanded playoff and NIL (00:28:58-00:51:42)? Hot Seat/Cool Throne including Ryder Cup tickets pricing out real fans and Embiid is no longer playing back to backs (00:51:42-01:15:13). Former Giants and Jaguars Head Coach Tom Coughlin joins the show to talk about his career, winning 2 Super Bowls, starting a new franchise, his face almost freezing off in the cold in Green Bay, Coughlin time and more (01:15:13-02:06:03). We finish with listener submitted FAQ’s (02:06:03-02:19:23).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

  • 02:22:24
  • 510 views
  • Published over 1 year ago

Transcript of Skip Bayless In Studio, TNF, Playoff Baseball And Sad Max + Week 6 Picks and Preview

The Niners are back and the Seahawks have problems (00:00:00-00:07:52). Playoff baseball and the Yankees advance after a benches clearing conversation. We have two game 5's and we recap the Phillies/Mets and Max's bad buttcrack moment (00:07:52-00:28:29). NFL Week 6 picks and preview and a huge measuring stick game for the Commanders against the Ravens (00:28:29-01:30:48). Fantasy Lad boys and our best bets (01:30:48-01:41:23). Skip Bayless joins the show in studio to talk about his career in television, his relationship with Stephen A Smith and Shannon Sharpe, getting to supreme debate, some old takes, Tebow and more (01:41:23-02:57:53). We finish with Fyre Fest of the week (02:57:53-03:12:50).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

  • 03:16:44
  • 550 views
  • Published over 1 year ago

Transcript of NFL Week 5, Fastest 2 Minutes, Recapping A Wild Sunday, Deshaun Needs To Benched Plus Playoff Baseball

NFL Week 5 and we start with fastest 2 minutes. We then get into every game from a wild Sunday (00:00:00-00:09:55) Vikings 23, Jets 17 (00:09:55-00:13:21) Ravens 41, Bengals 38 (00:13:21-00:25:38) Texans 23, Bills 20 (00:25:38-00:37:56) Commanders 34, Browns 13 (00:37:56-00:51:34) Jaguars 37, Colts 34 (01:11:43-01:18:26) Bears 36, Panthers 10 (01:18:26-01:25:45) Dolphins 15, Patriots 10 (01:25:45-01:38:19) Cardinals 24, 49ers 23 (01:38:19-01:42:51) Broncos 34, Raiders 18 (01:42:51-01:52:19) Giants 29, Seahawks 20 (01:52:19-02:00:03) Packers 24, Rams 19 (02:00:03-02:02:56) Talk some playoff baseball (02:02:56-02:14:01) Cowboys 20, Steelers 17 (02:14:01-02:21:27) We wrap up with who's back of the week (02:21:27-02:31:19).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

  • 02:34:52
  • 950 views
  • Published over 1 year ago
Description of Pardon My Take

On "Pardon My Take," Big Cat & PFT Commenter deliver the loudest and most correct sports takes in the history of the spoken word. Daily topics, guests, and an inability to tell what the hosts might be doing will make this your new favorite sports talk show. This is a podcast that will without a doubt change your life for the better- guaranteed, or your money back. *Pretend a reggaeton air horn is going off right now* PMT.