Transcript of Are You Ready To Go Scorched Earth on Your Debt?
๐ณ Share your thoughts and you could WIN a $500 Gift Card! ๐ธ Start taking control of your money in 2025 at our free livestream George Kamel & Dr. John Delony answer your questions and discuss: "My ex-husband is coercing our daughter into a $600,000 mortgage," "How do I start investing for retirement?" How the California wildfires impact everyone, "We think a bank employee is embezzling money from our bank account," "My parents bought whole life insurance for me as a child," "We regret purchasing a fixer-upper," "Borrow from my 401(k) to pay off debt?" Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp โ Get 10% off Byrna product bundles and more! ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ Get 20% off when you join DeleteMe ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY ๐ธ Learn more about opening a high-yield savings account with Laurel Road ๐ป Visit NetSuite today to learn more ๐๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐ต Learn more about Timothy Plan ๐ Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ฑย Listen to the full episode for free in the Ramsey Network app. ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan ๐ต Start your free budget today. Download the EveryDollar app! ๐ช Invest with confidence! Get tickets to Investing Essentials ๐ฐWatch 90-Day Money Makeover. ๐๏ธ Free Tools & Resources to Reach Your Home Goals Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ผ The Ken Coleman Show ๐ EntreLeadership Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
- 01:25:28
- 260 views
- Published 11 months ago
Transcript of The Road to Financial Freedom Begins With Hard Choices
๐ณ Share your thoughts and you could WIN a $500 Gift Card! ๐ธ Start taking control of your money in 2025 at our free livestream Rachel Cruze & Dr. John Delony answer your questions and discuss: "Should I re-home my dog to pay off debt?" "How do we start saving for retirement?," "We don't want to get married," "Is it time for us to move out of California?" "My parents asked me to loan them 50k so they could put a down payment down on a house" Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp โ Get 10% off Byrna product bundles and more! ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ Get 20% off when you join DeleteMe ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY ๐ธ Learn more about opening a high-yield savings account with Laurel Road ๐ป Visit NetSuite today to learn more ๐๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐ต Learn more about Timothy Plan ๐ Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ฑย Listen to the full episode for free in the Ramsey Network app. ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan โ๏ธ Get trusted insurance coverage that fits your budget.ย ๐ต Start your free budget today. Download the EveryDollar app! ๐ช Invest with confidence! Get tickets to Investing Essentials ๐๏ธ Free Tools & Resources to Reach Your Home Goals ๐ฐWatch 90-Day Money Makeover. Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ผ The Ken Coleman Show ๐ EntreLeadership Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
- 01:25:15
- 250 views
- Published 11 months ago
Transcript of Draw a Line in the Sand and Say โIโm Done!โ
๐ณ Share your thoughts and you could WIN a $500 Gift Card! ๐ธ Start taking control of your money in 2025 at our free livestream George Kamel & Ken Coleman answer your questions and discuss: "I'm $68k in credit card debt, should I file bankruptcy?" "Can I go back into debt to upgrade our house?" "How do I figure out what a "fair" salary is?" "Is it too late for me to start investing at 65?" Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp โ Get 10% off Byrna product bundles and more! ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ Get 20% off when you join DeleteMe ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY ๐ธ Learn more about opening a high-yield savings account with Laurel Road ๐ป Visit NetSuite today to learn more ๐๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐ต Learn more about Timothy Plan ๐ Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ฑย Listen to the full episode for free in the Ramsey Network app. ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan ๐ช Invest with confidence! Get tickets to Investing Essentials โ๏ธ Get trusted insurance coverage that fits your budgetย ๐ต Start your free budget today. Download the EveryDollar app! ๐ฐWatch 90-Day Money Makeover ๐๏ธ Free Tools & Resources to Reach Your Home Goals Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ผ The Ken Coleman Show ๐ EntreLeadership Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
- 01:25:58
- 590 views
- Published 11 months ago
Transcript of Thereโs Always a Way out of a Financial Spiral
๐ณ Share your thoughts and you could WIN a $500 Gift Card! ๐ธ Start taking control of your money in 2025 at our free livestream Ken Coleman & Jade Warshaw answer your questions and discuss: "Should I buy less healthy food to save money?" "What should we do with a large financial gift?" "I just started college and I hate it," My sibling got an inheritance and I didn't..." "We're $500k in debt and the interest is killing us" Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp โ Get 10% off Byrna product bundles and more! ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ Get 20% off when you join DeleteMe ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY ๐ธ Learn more about opening a high-yield savings account with Laurel Road ๐ป Visit NetSuite today to learn more ๐๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐ต Learn more about Timothy Plan ๐ Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ฑย Listen to the full episode for free in the Ramsey Network app. ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan ๐ฐWatch 90 Day Money Makeover. ๐๏ธ Get Tickets to the Money & Relationships Tour ๐ Get organized and prepared to buy or sell a home.ย ๐ต Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ผ The Ken Coleman Show ๐ EntreLeadership Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
- 01:26:55
- 650 views
- Published 11 months ago
Transcript of Be Prepared: Math Doesnโt Care About Your Life Situations
๐ณ Share your thoughts and you could WIN a $500 Gift Card! ๐ธ Start taking control of your money in 2025 at our free livestream Jade Warshaw & Dr. John Delony answer your questions and discuss: "My wife left me and took my life savings," "Should we move away from our parents?" "Do we have to help pay for a funeral?" "How much should I spend on a ring?" "How do I not resent my husband's low income?" Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp โ Get 10% off Byrna product bundles and more! ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ Get 20% off when you join DeleteMe ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY ๐ธ Learn more about opening a high-yield savings account with Laurel Road ๐ป Visit NetSuite today to learn more ๐๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐ต Learn more about Timothy Plan ๐ Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ฑย Listen to the full episode for free in the Ramsey Network app. ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan ๐ Find a Ramsey Trusted Real Estate Agentย ๐ต Start your free budget today. Download the EveryDollar app! ๐๏ธ Get Tickets to the Money & Relationships Tour ๐ฐWatch 90 Day Money Makeover. Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ผ The Ken Coleman Show ๐ EntreLeadership Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
- 01:23:45
- 690 views
- Published 11 months ago
Transcript of Itโs Never Too Late to Clean Up a Financial Mess
๐ณ Share your thoughts and you could WIN a $500 Gift Card! ๐ธ Start taking control of your money in 2025 at our free livestream ๐ฑ Listen to the full episode for free in the Ramsey Network app. George Kamel & Dr. John Delony answer your questions and discuss: "We have over $2.5 million of debt," "Where should we start investing?" "What's the best way to buy our first home?" "Should I pursue public service loan forgiveness?" "Where should we build our dream home?" "My husband hasn't filed taxes in 20 years" Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp โ Get 10% off Byrna product bundles and more! ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ Get 20% off when you join DeleteMe ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY ๐ธ Learn more about opening a high-yield savings account with Laurel Road ๐ป Visit NetSuite today to learn more ๐๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐ต Learn more about Timothy Plan ๐ Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan ๐ Get organized and prepared to buy or sell a home.ย ๐ต Start your free budget today. Download the EveryDollar app! ๐๏ธ Get Tickets to the Money & Relationships Tour ๐ฐWatch 90 Day Money Makeover. Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ผ The Ken Coleman Show ๐ EntreLeadership Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
- 01:27:18
- 280 views
- Published 11 months ago
Transcript of Donโt Let Toxic Money Situations Keep You Trapped
๐ณ Share your thoughts and you could WIN a $500 Gift Card!ย ๐ฑ Listen to the full episode for free in the Ramsey Network app. Jade Warshaw & Rachel Cruze answer your questions and discuss: "My boyfriend and I share credit cards," "How do I tell my dad he can't borrow from me?" "When is a 401(k) match too good to pass up?" "My husband spent our retirement behind my back," Housing Market Predictions for 2025 "We co-signed on a house and now we're stuck," Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp โ Get 10% off Byrna product bundles and more! ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ Get 20% off when you join DeleteMe ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY ๐ธ Learn more about opening a high-yield savings account with Laurel Road ๐ป Visit NetSuite today to learn more ๐๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐ต Learn more about Timothy Plan ๐ Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan ๐ฐWatch 90 Day Money Makeover. ๐ก Access Ramseyโs Complete Guide to Investing for free ๐๏ธ See Dave and John LIVE in a city near you! ๐ต Start your free budget today. Download the EveryDollar app! ๐๏ธ Free Tools & Resources to Reach Your Home Goals ๐ธ Start taking control of your money in 2025 at our free livestream Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ผ The Ken Coleman Show ๐ EntreLeadership Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
- 01:24:08
- 270 views
- Published 11 months ago
Transcript of Stuck in a Financial Pit? Hereโs How to Climb Out and Stay Out
๐ณ Share your thoughts and you could WIN a $500 Gift Card! ๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan ๐ฑ Listen to the full episode for free in the Ramsey Network app. Ken Coleman & Jade Warshaw answer your questions and discuss: "I can't make ends meet after buying a franchise," "How do I handle aggressive debt collectors?" "How do I get out of a financial pit?" "How do I get better at staying on a budget?" "We haven't combined banks or debt yet" Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp โ Get 10% off Byrna product bundles and more! ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ Get 20% off when you join DeleteMe ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY ๐ธ Learn more about opening a high-yield savings account with Laurel Road ๐ป Visit NetSuite today to learn more ๐๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐ต Learn more about Timothy Plan ๐ Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐ฐ Watch 90 Day Money Makeover. ๐ธ Start taking control of your money in 2025 at our free livestream ๐ Find a Ramsey Trusted Real Estate Agent ๐ต Start your free budget today. Download the EveryDollar app! ๐๏ธ See Dave and John LIVE in a city near you! Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ผ The Ken Coleman Show ๐ EntreLeadership Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
- 01:24:15
- 280 views
- Published 11 months ago
Transcript of Your Life Is More Than Just a Set of Numbers
๐ณ Share your thoughts and you could WIN a $500 Gift Card! ๐ฐWatch 90 Day Money Makeover. ๐ฑ Listen to the full episode for free in the Ramsey Network app. George Kamel & Dr. John Delony answer your questions and discuss: "I haven't paid taxes in 7 years" "We have struggled with relationships since becoming everyday millionaires," "My ex was living a double life and left our family in poverty," "Should I pause retirement to save for a house?" "My wife won't talk about unplanned purchases," Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp โ Get 10% off Byrna product bundles and more! ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ Get 20% off when you join DeleteMe ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY ๐ธ Learn more about opening a high-yield savings account with Laurel Road ๐ป Visit NetSuite today to learn more ๐๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐ต Learn more about Timothy Plan ๐ Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan ๐ต Start your free budget today. Download the EveryDollar app! ๐ Get organized and prepared to buy or sell a home.ย ๐ The New Year's Sale is on! Save big with deals to help you reach your goals.ย Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ผ The Ken Coleman Show ๐ EntreLeadership Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
- 01:22:49
- 360 views
- Published 11 months ago
Transcript of You Can Change Your Life TODAY!
๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan ๐ฑ Listen to the full episode for free in the Ramsey Network app. Jade Warshaw & Dr. John Delony answer your questions and discuss: You can decide to change your life TODAY! โOur medical bills keep us from moving forward in the baby stepsโ โMy boyfriend doesnโt share in my financial goalsโ โIs work/life balance a real thing?โ Is a high-yield savings account the best place for your money? โI havenโt paid my credit card debt in 13 years!โ Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp โ Get 10% off Byrna product bundles and more! ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ Get 20% off when you join DeleteMe ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY ๐ธ Learn more about opening a high-yield savings account with Laurel Road ๐ป Visit NetSuite today to learn more ๐๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐ต Learn more about Timothy Plan ๐ Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐ Get organized and prepared to buy or sell a home.ย ๐ The New Year's Sale is on! Save big with deals to help you reach your goals.ย ๐ต Start your free budget today. Download the EveryDollar app! ๐๏ธ Get Tickets to the Money & Relationships Tour ๐๏ธ Free Tools & Resources to Reach Your Home Goals Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ผ The Ken Coleman Show ๐ EntreLeadership Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
- 01:25:20
- 270 views
- Published 11 months ago
Transcript of Your Income Is Your Greatest Wealth Building Tool
๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan ๐ฑWatch the full episode for free in the Ramsey Network app. Ken Coleman & George Kamel answer your questions and discuss: "How can I take control of my money?" "I should be at 0% interest, but I'm not," "I was overpaid $6K, what should I do?" "Where does this fall in the baby steps?" "Should we help my mom with money?" Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp โ Get 10% off Byrna product bundles and more! ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ Get 20% off when you join DeleteMe ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY ๐ธ Learn more about opening a high-yield savings account with Laurel Road ๐ป Visit NetSuite today to learn more ๐๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐ต Learn more about Timothy Plan ๐ Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐ The New Year's Sale is on! Save big with deals to help you reach your goals.ย โ๏ธ Protect yourself with the right coverageโtake our coverage quiz! ๐ Find a Ramsey Trusted Real Estate Agent ๐ต Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ผ The Ken Coleman Show ๐ EntreLeadership Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
- 01:24:10
- 340 views
- Published 11 months ago
Transcript of Your Mindset Matters More Than Your Money
๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan ๐ฑ Listen to the full episode for free in the Ramsey Network app. While we're out for new year's, we've compiled some of our favorite Dave and George calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Happy New Year! Dave Ramsey & George Kamel answer your questions and discuss: โWe've been looking for a house for 9 years.โ 'How do I save a $1 million inheritance?โ โHow much should we help our daughter?โ โLiquidate my investments and buy crypto? ' โMy husband's side hustle doesn't make moneyโ 'Should I pay taxes on cash income?' Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp โ Get 10% off Byrna product bundles and more! ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ Get 20% off when you join DeleteMe ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY ๐ธ Learn more about opening a high-yield savings account with Laurel Road ๐ป Visit NetSuite today to learn more ๐๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐ต Learn more about Timothy Plan ๐ Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! โ๏ธ Protect yourself with the right coverageโtake our coverage quiz! ๐ Get organized and prepared to buy or sell a home.ย ๐ต Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ผ The Ken Coleman Show ๐ EntreLeadership Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
- 01:21:13
- 290 views
- Published 11 months ago
Transcript of Don't Let Debt Happen To YouโFace It Head-On
๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan ๐ฑ Listen to the full episode for free in the Ramsey Network app. ๐บ๐ธย Watchย United States of Anxietyย exclusively on the free Ramsey Network app!ย While we're out for new year's, we've compiled some of our favorite George and Rachel calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Happy New Year! George Kamel & Rachel Cruze answer your questions and discuss: โMy sister took advantage of our sick momโ โ$200K in consumer debt, declare bankruptcy?โ โMy husband's boss is a pig, should he leave?โ โRestaurant waiters are keeping all my cash' โHow do we handle our son's car getting stolen?โ 'How do I become a $100 millionaire by 30?' Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp โ Get 10% off Byrna product bundles and more! ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ Get 20% off when you join DeleteMe ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY ๐ค Visit Helix Sleep for special offers! ๐ป Visit NetSuite today to learn more ๐๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐ต Learn more about Timothy Plan ๐ Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐ต Start your free budget today. Download the EveryDollar app! ๐ For help with investing, get connected with a SmartVestor Pro.ย Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ผ The Ken Coleman Show ๐ EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
- 01:24:30
- 320 views
- Published 11 months ago
Transcript of Financial Peace Starts With Clear Boundaries
๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan ๐ฑ Listen to the full episode for free in the Ramsey Network app. ๐บ๐ธย Watchย United States of Anxietyย exclusively on the free Ramsey Network app!ย While we're out for the Christmas break, we've compiled some of our favorite Dave and Jade calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Dave Ramsey & Jade Warshaw answer your questions and discuss: โMy new husband is almost $1 million in debtโ 'My in-laws loaned us $40K, what should we do?โ โHow beneficial is it to close my credit cards?โ โHow do I choose a financial advisor?' โCan I fix my marriage after getting out of debt?โ 'My parents send us a bill whenever they visit.'. Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp โ Get 10% off Byrna product bundles and more! ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ Get 20% off when you join DeleteMe ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY ๐ค Visit Helix Sleep for special offers! ๐ป Visit NetSuite today to learn more ๐๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐ต Learn more about Timothy Plan ๐ Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐ For help with investing, get connected with a SmartVestor Pro.ย ๐ต Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ผ The Ken Coleman Show ๐ EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
- 01:24:19
- 620 views
- Published 11 months ago
Transcript of How A Bigger Paycheck Could Lead To Bigger Problems
๐ฑWatch the full episode for free in the Ramsey Network app. While we're out for the Christmas break, we've compiled some of our favorite John and George calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! John Delony & George Kamel answer your questions and discuss: โWe make $330K and live paycheck to paycheck' 'Is my mother-in-law is trying to cause a rift?โ โI feel guilty for spending money on therapyโ โI'm 15, how can I help my parents financially?' โDealing with my husband's gambling addictionโ 'We've been living in a hotel for 3 months.' Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY ๐ค Visit Helix Sleep for special offers! ๐ป Visit NetSuite today to learn more ๐๏ธ Use promo code RAMSEY for18% off at The Nokbox ๐Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan ๐๏ธ Invest in Your Future With a SmartVestor Pro ๐ต Start your free budget today. Download the EveryDollar app! ๐๏ธ See Dave and John LIVE in a city near you! ๐ณ๏ธ Live Like No One Else Cruise โ Free tools and resources to find the right insurance for you Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ผ The Ken Coleman Show ๐ EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
- 01:25:26
- 280 views
- Published 12 months ago
Transcript of Define Your Future By Setting The Right Financial Priorities
๐ฑ Listen to the full episode for free in the Ramsey Network app. ๐บ๐ธย Watchย United States of Anxietyย exclusively on the free Ramsey Network app!ย ๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan While we're out for the Christmas break, we've compiled some of our favorite Ken and Rachel calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Merry Christmas! Ken Coleman & Rachel Cruze answer your questions and discuss: โQuit my two remote jobs to take one hybrid?' 'We couldn't agree on money so we broke up.โ โAre we teaching our kids that credit is OK?โ โUse emergency fund for daughter's quinceanera?' โI made an agreement for a house I can't afford.โ โHow much should I spend on a wedding ring?โ Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp โ Get 10% off Byrna product bundles and more! ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ Get 20% off when you join DeleteMe ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY ๐ค Visit Helix Sleep for special offers! ๐๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐ต Learn more about Timothy Plan ๐ Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐๏ธ Invest in Your Future With a SmartVestor Pro ๐ต Start your free budget today. Download the EveryDollar app! ๐๏ธ See Dave and John LIVE in a city near you! Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ผ The Ken Coleman Show ๐ EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
- 01:15:39
- 680 views
- Published 12 months ago
Transcript of The Hardest Decisions Are Often About Money & Relationships
๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan ๐ฑ Listen to the full episode for free in the Ramsey Network app. ๐บ๐ธย Watchย United States of Anxietyย exclusively on the free Ramsey Network app!ย While we're out for the Christmas break, we've compiled some of our favorite John and Jade calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Merry Christmas! John Delony & Jade Warshaw answer your questions and discuss: โShould I talk to my wife's toxic boss?' 'Is it OK to accept $1M from my in-laws?โ โMy mom lied about paying my student loans.โ โI blew $50K after leaving an abusive relationship.' โMy mom is boycotting my wedding rehearsalโ 'Our house was destroyed by a tornado' Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp โ Get 10% off Byrna product bundles and more! ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ Get 20% off when you join DeleteMe ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY ๐ค Visit Helix Sleep for special offers! ๐๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐ต Learn more about Timothy Plan ๐ Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐๏ธ See Dave and John LIVE in a city near you! ๐๏ธ Invest in Your Future With a SmartVestor Pro ๐ Take control of your money in 2025! Register for the free livestream. ๐ต Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ผ The Ken Coleman Show ๐ EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
- 01:22:40
- 780 views
- Published 12 months ago
Transcript of Financial Chaos Can Derail Your Future
๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan ๐ฑListen to the full episode for free in the Ramsey Network app. Watchย United States of Anxietyย exclusively on the free Ramsey Network app!ย While we're out for the Christmas break, we've compiled some of our favorite Dave and Ken calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Merry Christmas! Dave Ramsey & Ken Coleman answer your questions and discuss: โI haven't filed taxes since 2020โ 'I don't feel like we can catch up on our financesโ โMy mom did a home remodel without permitsโ โFiancรฉe's parents want me to sign a prenup' โWhat do I do after losing my business to a fire?โ Discussion about what "being managed out" means. Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp โ Get 10% off Byrna product bundles and more! ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ Get 20% off when you join DeleteMe ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY ๐ค Visit Helix Sleep for special offers! ๐ป Visit NetSuite today to learn more ๐๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐ต Learn more about Timothy Plan ๐ Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! โ๏ธ Protect yourself with the right coverageโtake our coverage quiz! ๐ Take control of your money in 2025! Register for the free livestream. ๐ต Start your free budget today. Download the EveryDollar app! ๐๏ธ See Dave and John LIVE in a city near you! ๐You could win $5,000 in the Ramsey Christmas Cash Giveaway! ๐Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts. Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ผ The Ken Coleman Show ๐ EntreLeadership Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
- 01:23:55
- 650 views
- Published 12 months ago
Transcript of Your Future Self Deserves Better Choices Today
๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan ๐ฑ Listen to the full episode for free in the Ramsey Network app. ๐บ๐ธย Watchย United States of Anxietyย exclusively on the free Ramsey Network app! George Kamel & Dr. John Delony answer your questions and discuss: "I spent $40K during a manic episode," "I turned $1k into $380k with Tesla stock; should I sell it?" "Should I leave anything to my estranged son?" "We lost everything to a hurricane," "My husband is spoiled and I lack boundaries," "I keep overdrafting my account" Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp โ Get 10% off Byrna product bundles and more! ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ Get 20% off when you join DeleteMe ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY ๐ค Visit Helix Sleep for special offers! ๐๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐ต Learn more about Timothy Plan ๐ Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐You could win $5,000 in the Ramsey Christmas Cash Giveaway! ๐ Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts. โ๏ธ Protect yourself with the right coverageโtake our coverage quiz! ๐ต Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ผ The Ken Coleman Show ๐ EntreLeadership Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
- 01:25:27
- 720 views
- Published 12 months ago
Transcript of Itโs Our 2024 Annual Giving Show!
๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan ๐ฑ Listen to the full episode for free in the Ramsey Network app.Watchย United States of Anxietyย exclusively on the free Ramsey Network app!ย Dave Ramsey & George Kamel hear stories of outrageous generosity from our listeners. Find out how much fun you can have giving away money on our 2024 Annual Giving Show! Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp โ Get 10% off Byrna product bundles and more! ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ Get 20% off when you join DeleteMe ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY ๐ค Visit Helix Sleep for special offers! ๐๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐ต Learn more about Timothy Plan ๐ Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐You could win $5,000 in the Ramsey Christmas Cash Giveaway! ๐ Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts. โ๏ธ Protect yourself with the right coverageโtake our coverage quiz! ๐ Donate Foundations in Personal Finance Curriculum to a high school in your community. ๐ต Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ผ The Ken Coleman Show ๐ EntreLeadership Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
- 01:24:22
- 290 views
- Published 12 months ago
The Ramsey Show believes you can build wealth and take control of your lifeโno matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2โ5 p.m. ET.ย Learn more at www.ramseysolutions.com