FBI Hostage Negotiator Chris Voss on How to Get a Raise, a Better Job Offer, and Everything Else You Want
Chris Voss spent two decades at the FBI and became the Bureau’s lead kidnapping negotiator. Today he sits down with Nicole to teach you how to leverage the same psychological tactics to get the salary you want. Chris and Nicole break down exactly what to say to get a raise, how to walk into a new job offer and negotiate without burning bridges, and how to get people to want to pay you more. Chris reveals why finding “common ground” is actually a recipe for resentment, why throwing out a number first can kill a deal, and the three conflict types — fight, flight, and make friends — that explain how almost every deal goes sideways. Then Nicole and Chris get into why remote work might be quietly tanking your career, an analysis of President Trump’s negotiation style and The Art of the Deal, plus the two lines of code planted in your head before age five that drive everything you do with money, work, and relationships. Finally, because Nicole had to ask, Chris explains what you should say if you’re ever in a hostage situation. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Check out Nicole’s Favorite Chris Voss Book “Never Split the Difference” Learn More About The Black Swan Method Here's what Nicole covers with Chris: 00:00 Are You Ready for Some Money Rehab? 01:00 Why Splitting the Difference Builds Resentment 03:19 The Myth of “Common Ground” 06:57 Stories From Being the Lead Hostage Negotiator For the FBI 07:51 How to Get Your Boss to Want to Pay You More 16:00 The Mistake of Getting Too Personal 18:51 What Should You Say If You’re a Hostage? 19:19 In A Raise Negotiation, Should You Bring Up a Competing Offer? 22:19 Is Body Language Really Important? 27:12 Does Chris Voss Get Nervous While Negotiating? 28:36 Negotiation Role Play and the Script For Getting a Raise 30:31 Should You Throw Out a Number First? 32:25 Don’t Ask “How Can I Help?” 42:15 Negotiating Non-Monetary Perks (Remote Work, Vacation Time, and More)43:06 Chris’ Take on Remote Work: It Makes You a C-Player 47:31 How to Use Empathy in a Negotiation 48:00 Why Being Playful Makes You 31% Smarter 50:20 The Three Conflict Types and Why Deals Die 59:00 Analyzing Donald Trump’s Negotiation Style 01:08:51 Debunking Negotiation Myths 01:16:00 Rating Deal-Making Cliches 01:18:13 How To Get Inside Someone’s Head 01:22:38 How Your Upbringing Influences Your Negotiation Skills 01:25:47 Chris Voss's Tip You Can Take Straight to the Bank
Allison Ellsworth Sold Poppi for $2 Billion. Here's What Happened Next.
Allison Ellsworth built Poppi from a homemade prebiotic soda to a $2 billion brand acquired by Pepsi… but you already know that. Today, Allison talks about what happens afterward, and how to follow-up a successful first act. Allison opens up about the unexpected grief of letting go of a company that was her identity, and the pressure of building a new company after a successful exit. She also digs into advice for anyone who has a different money mindset than their spouse, and how to find common ground. Plus, Allison shares how she’s talking to her three young kids about money and work— and why her kids waving her off with "Have fun, Mom" is her greatest parenting win. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Keep up with Allison on Instagram and TikTok Here's what Nicole covers with Allison: 00:00 Are You Ready for Some Money Rehab? 01:10 When the Wire Hit 03:20 What People Get Wrong About "Billionaire" Headlines 04:15 The $50K Investment That Went Bankrupt Overnight 05:50 What Skills Transfer From Running a Company to Managing Wealth (And What Don't) 07:30 Running Your Personal Finances Like a Business 09:00 The Grief Nobody Warns Founders About 11:05 Separating Your Identity From Your Company 13:00 Founder-Led Content and What's Coming Next in Brand Building 15:20 Building the Second Company Differently 17:40 Self-Funding vs. Taking on Investors 19:30 The Emotional Payoff of Returning Money to Early Investors 21:45 Making 44 People Millionaires 22:00 Lessons From Being a Shark on Shark Tank 23:30 Female Founders, Mom Guilt, and "Spreadsheets in the Bedsheets" 26:40 Opposite Money Mindsets in a Marriage 31:30 Why Allison Has No “Fear Gene” 33:30 Raising Kids With Money Values 36:55 How to Talk to Your Kids About Work Without Losing Them 39:00 Buying Back Time 41:00 Secure the Bag 45:25 Allison Ellsworth's Tip You Can Take Straight to the Bank
Real Estate Agent Glennda Baker on Finding Deals in This Market, Why Divorce Can Leave You “House Poor,” and the $47 Trillion Reason You Can't Buy a Home Right Now
Glennda Baker has been a real estate broker for decades, built a massive social media following teaching everyday people how to buy and sell smart, and learned some of the biggest money lessons the hard way… including a divorce where her ex looked her in the face and called her a "cash cow." Today, she joins Nicole to share what she knows about protecting your wealth, winning in today's housing market, and building real estate into generational wealth. Glennda gets raw about her own financial trauma: the manipulation she didn't see coming in her marriage, the moment she was evicted to a vacant rental with her son and hit rock bottom, and why she will never get married again. She explains exactly how divorce hits women differently than men, including a hidden math problem most people miss when splitting a house at today's interest rates. Then Nicole and Glennda get into the real estate playbook. They fact-check the viral real estate advice flooding your feed, from writing letters to homeowners to get off-market deals, to using a HELOC for a down payment, to buying property through individual LLCs. Glennda also makes her case for why buying a house for your kid beats a 529, why private equity is keeping Bobby and Susie off the property ladder, and the one negotiation move every buyer should make at closing. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Follow Glennda on TikTok and Instagram Here's what Nicole covers with Glennda: 00:00 Are You Ready for Some Money Rehab? 01:21 Glennda's Origin Story 03:33 Should You Put Your Spouse's Name on Your House? 06:22 Prenups, Postnups, and Why Everyone Already Has One 07:03 Why Glennda Will Never Get Married Again 08:11 How Divorce Hits Women Differently 09:29 The Hidden Math Problem When Splitting a House 11:43 Glennda’s Money Trauma 17:09 Buying a House Together: What Needs to Be in Writing 20:19 Trusts vs. Putting the House in Your Kid's Name 24:30 Why Glennda Would Rather Buy a House Than Fund a 529 26:35 Real Estate vs. the Stock Market 28:09 Glennda and Nicole Play TikTok Trend or Truth? 38:13 The $47 Trillion Boomer Equity Problem 40:02 The Starter Home Myth 42:00 What Budget Do You Actually Need? 48:52 How Private Equity Is Locking Out Everyday Buyers 52:43 A Hard Look at Affordability 55:00 The 7 Ds of Real Estate 59:33 Closing Cost Strategy 01:03:03 Glennda Baker's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.
Nicole Opened These 3 Accounts for Her 1-Year-Old. Here's Why.
Today, Nicole unpacks the exact accounts she opened for her daughter, the math that makes starting early almost unfair, and the money script she's determined to rewrite for the next generation. Whether you have a newborn, a teenager, or you're realizing you wish someone had done this for you, this episode is a blueprint. Nicole breaks down how a 529 plan is far more flexible than most parents realize, why a custodial brokerage account is less about returns and more about teaching kids that money grows quietly in the background, and why a retirement account for a one-year-old is not as insane as it sounds — it's one of the most powerful financial moves a parent can make. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 01:13 529 Plans: More Flexible Than You Think 02:02 The Math on Starting Early vs. Waiting 02:51 Super Funding: The IRS Loophole Most Parents Miss 03:31 Lump Sum vs. Monthly: The Numbers That Will Shock You 04:00 How to Shop for the Best 529 Plan 04:17 Custodial Brokerage Accounts Explained 05:00 The Financial Aid Trade-Off 05:41 Why Nicole Really Opened This Account for Her Daughter 05:56 The Custodial Roth IRA (Yes, for a 1-Year-Old) 07:00 The Number That Changes Everything 08:00 Roth IRAs and Financial Aid: The Cleaner Vehicle 08:21 Rewriting the Money Script 09:00 Tip You Can Take Straight to the Bank All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.
Are Birkins Better Investments Than the Stock Market? The Truth About Luxury Investing with Dana Auslander
You’ve probably seen the headlines about luxury investments outperforming the stock market… but is that actually true? And more importantly, is this a game only for millionaires, or is there a way for the rest of us to get in on it too? Today, Nicole is joined by Dana Auslander, former Blackstone executive and founder of Luxus, a luxury alternative asset manager with the first dedicated Hermès Birkin fund. In this conversation, Dana unpacks the viral headlines, why her investment thesis puts Hermès bags ahead of other luxury brands like Chanel and Louis Vuitton, and how to invest in a Birkin without buying a Birkin. Then, Nicole and Dana zoom out and explain what the luxury investment trends mean for retail investors, how the macroeconomy impacts luxury investments, and what the counterfeiting problem could mean for the whole market. Then, Dana goes beyond bags and rates watches, art, wine, and jewelry as alternative investments. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Follow Luxus and learn more about the Birkin Fund Here's what Nicole covers with Dana: 00:00 Are You Ready for Some Money Rehab? 01:27 Are Birkins Actually Better Than the S&P 500? 02:00 What Is a Veblen Good — and Why It Matters 04:06 How Much Is a Birkin, Really? 04:29 The Secret to Getting One From Hermès 05:21 Manufactured Scarcity: How Hermès Controls Demand 06:12 The Rise of the Secondary Market 07:35 Gross vs. Net Returns: What the Charts Don't Show You 09:24 Jane Birkin's Bag Sold for $10.8 Million — Dana Was There 13:00 Is Chanel Actually Investment-Grade? 14:00 Birkin vs. Stock Market: Where Should You Put Your Money? 16:38 How the Luxus Fund Works 21:00 How to Invest Without Buying a Birkin 23:36 Sourcing Bags Through Private Dealer Networks 27:15 Storing, Authenticating, and Selling the Bags 28:33 How to Become an Accredited Investor 30:07 Is Buying a Birkin a Proxy for Hermès Stock? 32:20 The K-Shaped Economy and Luxury Demand 35:10 The Counterfeit Problem Is Getting Scary 38:18 Luxury Investment Ratings: Watches, Art, Wine, Jewelry 43:05 Secure the Bag: Financial Literacy for Women All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.
The State of the Housing Market and Why Real Estate Is Not AI-Proof with Jason Oppenheim
Jason Oppenheim (real estate broker, founder of the Oppenheim Group— the brokerage covered on Selling Sunset) starts this conversation with a take Nicole was not expecting: it's a buyer's market, and he'd know, because he's been renting for the last three years himself. In this conversation, Jason covers every hot-button topic in real estate. He unpacks how he thinks AI will disrupt real estate and why he believes humanoid robots will be showing houses within the next two decades. He gets brutally honest about the LA market, why wealthy people are fleeing major cities in droves, and shares the cities he thinks real estate investors should avoid. He makes the case that renting is not "throwing money away" — in fact, he argues that in many cases renting is a smarter financial move. He and Nicole also debate whether there's actually a housing affordability crisis (Jason says we're misdefining it), how he thinks about money and happiness, and why he hasn’t changed his financial goals since he was broke. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Follow the Oppenheim Group and keep up with Selling Sunset on Netflix Here's what Nicole covers with Jason: 00:00 Are You Ready for Some Money Rehab? 01:11 Is It a Buyer's Market? 02:09 Why Wealthy People Are Leaving Major Cities 04:10 Where Are They Going? (And Where NOT to Buy) 05:38 Why Real Estate Is Not AI-Proof 10:35 “At Some Point, There Is No Work.” 17:43 Why Jason Loves 30-Year Treasuries 19:00 The AI Deflation Thesis 23:54 Is There Really a Housing Affordability Crisis? 30:40 Rent vs Buy Debate 36:21 Behind the Scenes of Selling Sunset 37:06 Does Money Buy Happiness? 39:24 Getting His Rolls Royce Stolen 40:00 How Jason Thinks About Spending vs. Saving 41:43 What Was Jason's FU Number? 42:12 Secure the Bag: Jealousy, Googling Your Own Net Worth, Bad Investments All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.
The SpaceX IPO Is Coming. Here's Everything You Need To Know About IPO Risks and Rewards
The SpaceX IPO will likely be the largest public offering in history... But before you get excited, Nicole breaks down how the IPO machine actually works, and why some of the smartest people in finance say the system is rigged against you. Nicole walks through the full IPO process step by step: what underwriters actually do (and what they charge for it), how the roadshow and book-building work, and why the price you'll pay on IPO day is not the price institutional investors paid. She also covers what SpaceX employees need to know right now about their equity, stock options, RSUs, lockup periods, and the tax surprises that can blindside you before you sell a single share. Then, Nicole shares the framework she uses to evaluate any IPO, including the two sections of the S-1 prospectus most retail investors skip, and explains how you can get in on SpaceX before the IPO. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:04 The SpaceX IPO: Just How Historic Is It? 01:08 How the IPO Process Actually Works 02:12 What Underwriters Do (and What They Cost) 03:04 The Roadshow and How IPO Pricing Works 03:45 NYSE vs. NASDAQ: Where Will SpaceX List? 04:25 Why Companies Go Public 05:14 What SpaceX Employees Need to Know About Their Equity 06:00 Lockup Periods Explained 07:06 Three Things Every Employee Must Do Before an IPO 08:06 Is the IPO System Rigged? Bill Gurley's Argument 10:00 The Figma Example: How Retail Investors Got Burned 11:19 How to Evaluate Any IPO Before You Invest 13:27 Watch the Lockup Expiration Date 14:09 Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.
Emma Grede’s Guide to Getting Paid What You Deserve and Building Unicorns
Emma Grede built a business and media empire (including brands like Good American and SKIMS) without a safety net. Today, she joins Nicole to pull back the curtain on the money mindset, negotiation tactics, and hard-won lessons that got her there. Emma gets raw about paying herself £45K while paying a male hire £150K to do a worse job, the moment Good American sold $1 million worth of inventory on day one (and why her investors turned on her by noon), and creative strategies she’s used to close major deals. She and Nicole also dig into Emma's exact playbook for negotiating a raise, the traps women fall into with money, and why Emma never lends money — she just gives it. Then they get into the taboos: prenups, the questions people should stop asking female founders, and whether financial planning and family planning should ever be kept separate. Pick up Emma's amazing book Start With Yourself Listen to Emma’s inspiring podcast Aspire Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Here's what Nicole covers with Emma: 00:00 Are You Ready for Some Money Rehab? 03:39 Emma's Early Money Mistakes 06:00 The £45K vs. £150K Lesson 07:12 Learning the Language of Business 10:34 What Wealthy People Know About Investing 11:48 Good American's $1M Day One — and the Investor Critique 15:39 What Money Can't Buy (But People Think It Can) 18:13 Does Money Buy Happiness? 19:00 Emma's Secret to Always Asking for More 19:48 The Natalie Portman / Dior Negotiation Story 21:58 The Secret to Great Negotiations 22:30 Negotiating a Prenup at a Restaurant 24:33 Protecting What You Build During Marriage 26:45 Raise Negotiation Role Play 33:18 What NOT to Say When Asking for a Raise 35:01 Questions Female Founders Get That Men Never Do 38:20 The "Army of Help" and Financial Family Planning 40:34 Raising Wealthy Kids Without Ruining Them 43:59 Emma’s Early Hustle 46:00 Secure the Bag 53:15 What’s Next For Emma 01:01:39 Emma Grede's Tip You Can Take Straight to the Bank
Jennie Garth on Negotiation Lessons From 90210 and Habits That Are Quietly Costing You
Jennie Garth went from working on bean fields for 25 cents an hour to buying her first home as a teenager after landing the role of Kelly Taylor in 90210. When she hit it big, people tried to tell her that she didn’t need to know about her finances. Today, she shares the money lessons she learned the hard way. Jennie and Nicole dig into the psychology behind money: why a scarcity mindset can literally choke off your income, what "Tall Poppy Syndrome" is and why high-achieving women keep cutting themselves down, and how negative self-talk about money doesn't just hurt you… it hurts your kids, too. Jennie also shares why she and her husband Dave don’t combine finances, how she’s embracing the “I Choose Me” philosophy, and the parenting advice she’d give any new mom. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Get Jennie's memoir I Choose Me Here's what Nicole covers with Jennie: 00:00 Are You Ready for Some Money Rehab? 01:47 Jennie's First Job and Early Money Memories 04:19 Faking It in Every Money Meeting 07:24 The 90210 Pay Gap and the Power of Negotiating as a Team 10:23 Being the "Hollywood Daughter" and Tall Poppy Syndrome 14:46 “Fear Is False Evidence Appearing Real” 17:03 How a Scarcity Mindset Literally Stops the Flow of Money 19:15 How Other People's Words Become Your Financial Self-Talk 20:26 Raising Money-Smart Daughters 23:55 How Jennie Inspired Nicole to Start Her Own Wealth Management Firm 25:41 When Three Suits Walk Into the Room 26:32 Jennie and Dave's Very Different Money Personalities 28:44 Why She Bought Her First Husband a Harley and a Music Studio 30:00 Did She Have to Unlearn That Money Can't Buy Love? 32:23 Secure the Bag 36:34 Advice for New Moms: Choose Yourself Too 37:33 Jennie's Last "I Choose Me" Moment
How to Use AI to Understand the World and Get Ahead with GNOMI Founder Eva Cicinyte
AI isn't coming… it's already here, and it's already reshaping how we work and build wealth. Nicole's prediction: the winners of the next decade will be the techno-optimists, the people who learn to leverage AI to make more money, scale their time, and outsource distractions. Today, Nicole is partnering with Eva Cicinyte to show you exactly how. Eva is the founder of GNOMI, an AI news agent designed to help people understand what matters in real time. Eva and Nicole break down why traditional news is broken beyond repair, how AI might actually be our best weapon against deepfakes, and why Eva built a feature that gives everyday investors access to the kind of real-time market intelligence that used to be reserved for Wall Street pros. Then, Eva and Nicole get raw about what it really takes to build a company while building a family. Eva reveals why she kept her pregnancy a secret and shares the story of the conference call she refused to hang up, even as she went intp labor. Try GNOMI and start with Finance Mode Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Here's what Nicole covers with Eva: 00:00 Are You Ready for Some Money Rehab? 01:10 Why Traditional News is Broken 03:35 How Eva Turned an Unconventional Background Into a Superpower 10:00 The GNOMI Origin Story 13:42 Why Every Founder Should Vibe Code 15:02 GNOMI vs. ChatGPT: What's the Actual Difference? 20:15 Real-Time Financial News You Can Use 30:20 When You Need a Patent and What They Actually Cost 34:08 Raising Millions From One Investor 37:15 Will AI Kill Traditional News? 38:00 The Pregnancy She Kept Private 47:33 Raising Daughters in an AI World 52:30 Women in AI 54:18 The Future of News 55:00 Eva's Tip You Can Take Straight to the Bank
How Mr. Beast Built a $2.6 Billion Empire on YouTube
Jimmy Donaldson (aka Mr. Beast) built a billion dollar content empire on YouTube. Today, Nicole breaks down how he actually did it, and more importantly, what lessons retail investors can apply to their own portfolio. Nicole pulls back the curtain on the Mr. Beast business model: why his YouTube videos are actually loss leaders, how Feastables became the real money maker, and why he intentionally lost money on his Amazon deal. And if you think none of this applies to you because you have no interest in going viral? Nicole closes with three concrete ways to invest in the creator economy right now, no camera required. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Here's what Nicole covers today: 00:00 Are you ready for some Money Rehab? 00:18 Mr. Beast By the Numbers 02:44 Jimmy Donaldson's Origin Story 04:13 How the Mr. Beast Business Model Actually Works 05:16 Economics of Feastables 06:00 The Beast Games Amazon Deal 08:08The $5.2 Billion Valuation 08:38 3 Ways to Invest in the Creator Economy 11:31 Tip You Can Take Straight to the Bank All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.
The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis
Tax Day is right around the corner, and tax strategist Karlton Dennis is here to make sure you don't leave a single dollar on the table. Today he breaks down the legal loopholes that you can still take advantage of before the filing deadline and the long-game moves that can keep thousands in your pocket. Nicole and Karlton cover tax strategies for both W2 employees and entrepreneurs, how parents can use the tax code to build wealth for their kids and new deductions from the Big, Beautiful Bill that you should definitely be taking advantage of. Plus, Nicole and Karlton break down viral hacks like the Range Rover write-off, the Augusta Rule that lets you pay yourself tax-free, short-term rental deductions, and putting your kids on payroll. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Follow Karlton on Instagram and YouTube Work with Karlton Here's what Nicole covers with Karlton: 00:00 Are You Ready for Some Money Rehab? 02:00 Last-Minute Tax Moves Before the Filing Deadline 02:38 Bonus Depreciation and the Big Beautiful Bill 03:26 The Range Rover Write-Off: How the Math Actually Works 05:26 The Best Part of the Tax Code for Entrepreneurs 07:26 How Karlton Writes Off Clothing 08:38 When Should a Side Hustler Set Up an LLC? 10:45 IRS Red Flags 12:01 What Actually Happens During an IRS Audit 13:28 Why Karlton Thinks of the IRS Like a Dentist 15:09 How to Pay 0% in Income Taxes (And Why That's Not Always the Goal) 17:00 How Elon and Trump Avoid Taxes 18:02 Short-Term Rentals 101 25:35 The Augusta Rule: Pay Yourself $28K Tax-Free 28:28 Why Karlton Is Obsessed with S-Corps 30:19 The QBI Deduction and How to Maximize It 31:26 What to Think About When Forming an Entity 36:35 QSBS: The Exit Strategy That Could Save You $40M in Taxes 40:38 How to Make Your Kids Millionaires 44:53 The Backdoor Roth IRA Explained 46:10 Self-Directed Roths and the Peter Thiel Strategy 49:29 How to Get Tax Breaks for Watching Movies 53:36 The Tax Scam to Avoid Right Now: Charitable LLCs 55:27 Why AI Is Not Your Tax Advisor 50:07 Karlton's Tip You Can Take Straight to the Bank All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.
Inheritance Myths Debunked
Today, Nicole debunks the most viral myths about inheritance and gift taxes, and walks you through exactly how these taxes work, when they actually kick in, and the totally legal strategies wealthy families use to pass on as much as possible to their heirs. Nicole breaks down the difference between gift tax, estate tax, and inheritance tax; explains the $19,000 annual gift exclusion and the $15 million lifetime exemption; and covers the states that will still come after you even when the IRS won't. Then she gets into the tools the ultra-wealthy use, like irrevocable trusts and Family Limited Partnerships, to legally minimize what they owe. Plus, she shares one simple, free move that anyone can make right now to protect their family's inheritance… no lawyer required. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:18 Why TikTok's Inheritance Advice Is Wrong 00:53 Gift Tax 101: The $19,000 Annual Exclusion 02:24 Gift Splitting for Married Couples 02:48 The $15 Million Lifetime Exemption Explained 04:21 Estate Tax vs. Inheritance Tax: What's the Difference? 05:25 Which States Have Inheritance Tax? 05:47 How the Wealthy Minimize Estate Taxes 06:09 Irrevocable Trusts Explained 06:51 Family Limited Partnerships Explained 07:43 The IRS Isn't Out to Get You — But It Won't Help You Either 08:04 Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.
7 Investing Lessons from Warren Buffett
Warren Buffett just stepped down as CEO of Berkshire Hathaway and the investing world is holding its breath. Today, Nicole breaks down the frameworks that turned a $1,000 investment in 1965 into over $30 million, and how you can apply them whether you have $100 or $100 million. She walks through the most iconic trades of Buffett's career, from Coca-Cola to Apple to his rare misses, and extracts seven timeless investing principles that have nothing to do with hot tips or market timing. Then Nicole turns to what's next: who is Berkshire’s new CEO Greg Abel, what does he inherit, and what does a nearly $400 billion cash pile signal about Berkshire's future direction? Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:18 The End of an Era: Buffett Retires 01:03 The $30 Million Case for Long-Term Investing 01:27 Buffett's Simple (But Not Easy) Framework 02:00 The Coca-Cola Investment and Brand Loyalty as a Moat 02:53 The McDonald's Play 03:16 The Apple Surprise 04:12 Buffett's Misses 04:59 7 Investing Lessons You Can Use Right Now 06:03 Enter Greg Abel: Berkshire's Next Chapter 06:55 The $400 Billion Question 07:32 Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.
Trading Options 101 with NFL Linebacker Turned Wall Street MVP Pete Najarian
Pete Najarian is an NFL linebacker turned successful options trader and today he joins Money Rehab to break down exactly what's happening in the markets right now, where the big opportunities are hiding, and how to read the signals that the pros don't talk about on TV. Then Pete walks Nicole through a complete options crash course: calls vs. puts, covered calls, naked positions, spreads, and how Warren Buffett secretly uses options to build his biggest positions. He even pulls up Nicole's actual options account live and breaks down what he sees. Then the conversation gets deeper. Pete opens up about losing his dream home, whether he’d run for governor of Minnesota, and the surprisingly simple investing philosophy that's driven all of his success. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Follow Pete and learn more at Market Rebellion Here's what Nicole covers with Pete: 00:00 Are You Ready for Some Money Rehab? 01:33 Nicole and Pete's History on the Chicago Trading Floor 03:13 Wolf of Wall Street Era 07:20 Where Pete Is Bullish Right Now 09:30 How to Read Unusual Options Activity (UOA) 11:17 Options 101: Calls, Puts, and Plain English Explanations 12:46 How to Use Options as Portfolio Insurance 16:17 How Warren Buffett Actually Uses Options 18:18 Creating Your Own Dividend Stream with Covered Calls 22:17 Pete Reviews Nicole's Options Account 23:40 Insider Trading and Options 26:12 Are Options Just Gambling? 34:18 Pete's Rules for Protecting Yourself 42:48 Secure the Bag 49:00 Pete on Politics and the Future of Investing in Sports 52:23 Pete Najarian's Tip You Can Take Straight to the Bank All investing involves risk, including loss of principal. Options trading involves additional risks and is not suitable for all investors. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.
Are We in an AI Bubble? Here's the Honest Answer
Are we in an AI bubble? It's the trillion-dollar question — and depending on who you ask, you'll get completely opposite answers. Today, Nicole cuts through the noise and takes an honest look at what's actually happening inside the AI market right now. She breaks down why sky-high valuations on AI companies are giving investors serious dot com bubble déjà vu, the circular financing deals that are inflating demand, and why the fact that Nvidia drove roughly a fifth of the S&P 500's gains in 2025 should have every investor paying attention. But she also makes the case for why this moment is fundamentally different from 1999 and what that means for your portfolio. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:24 Both Sides of the AI Bubble Debate 00:44 How Much Money Is Actually Flowing Into AI 01:12 What Sky-High PE Ratios Really Mean 02:14 Dot Com Bubble Déjà Vu 03:32 Circular Financing 03:59 The Warren Buffett Market Indicator 04:19 What's Actually Different This Time 05:10 The Real Risks 05:36 Nicole's Honest Verdict 06:33 Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.
The War in Iran Is Coming for Your Wallet
Over the weekend, the US and Israel launched coordinated strikes on Iran, killing the Supreme Leader and triggering a wave of retaliatory missiles across the region. This is the biggest military escalation the Middle East has seen in a generation, and it's already moving markets. Today, Nicole traces the financial chain reaction from the collapse of the 2015 nuclear deal all the way to Monday's market open, and breaks down exactly what this conflict means for your portfolio right now. Oil is surging, gold is spiking, defense stocks are climbing — and travel stocks are getting crushed. Nicole explains why markets recovered faster than expected, what the historical pattern tells us about what comes next, and the one scenario that should actually worry you. She also breaks down the specific assets that go up and the ones that go down when the US is in conflict in the Middle East and makes the case for why you don't have to play offense, but you absolutely need to know how to play defense. Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:16 How We Got Here 02:32 The Ceasefire That Didn't Hold 03:02 The Strait of Hormuz: The World's Most Critical Choke Point 03:46 Will This Be a Long War? 04:36 How This Hits Your Wallet: 08:09 Why Travel and Tourism Stocks Get Hit 09:26 The Historical Pattern Every Investor Should Know 10:20 The Risks That Could Change Everything 10:50 Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.
Legendary Venture Capitalist Bill Gurley on the AI Bubble, Why IPOs Feel Rigged and How to Find Your Dream Job
Bill Gurley is a Wall Street and Silicon Valley legend. He’s the analyst who led the Amazon IPO and went on to become one of the most successful VCs of all time and an early investor in Uber, Zillow, and GrubHub. Today, he joins Nicole to answer the biggest questions on investors' minds right now. Bill doesn't mince words: yes, we're in an AI bubble— and he explains exactly why, from circular spending deals that smell like Enron to the speculative behavior that always follows a real wave of innovation. He breaks down why the IPO system is rigged against retail investors, what tokenization could do to fix it, and what a SpaceX IPO would actually mean for everyday investors. He also shares the one market sector he thinks is quietly becoming a buy, and the specific Chinese battery stock he personally owns. Then the conversation shifts to Bill's new book, Runnin’ Down a Dream, and his surprisingly personal framework for building a career you actually love. He shares the question he asked himself twice that changed the entire course of his life, his research on career regret, and why chasing passion is a competitive advantage. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Get Bill's book Runnin’ Down a Dream Here's what Nicole covers with Bill: 00:00 Are You Ready for Some Money Rehab? 01:12 SpaceX + xAI: What Elon's Deal Really Means 03:18 Why Retail Investors Keep Getting Shut Out of the Best Companies 05:55 The IPO System Is Rigged 08:36 Inside the Amazon IPO 10:40 Are We in an AI Bubble? 16:30 AI vs. the Dot-Com Bubble 21:15 Which AI Tools Bill Actually Uses 22:00 Bill's Take on AGI Hype 23:30 Where Bill Sees Opportunity Outside of Tech 27:30 The Chinese Battery Stock Bill Personally Owns 28:45 How to Evaluate Stock Options as an Employee 31:50 The Hidden Value of Joining a Fast-Growing Company 33:15 Buy Side vs. Sell Side Analysts 35:40 The Question That Changed Bill's Career Twice 38:00 Why Following Your Passion Is a Competitive Advantage 42:00 How Tito's Vodka Started with a Blank Sheet of Paper 45:20 Bill's Next Chapter: A Policy Institute 48:00 Nuclear Energy, Healthcare, and the Issues Bill Wants to Fix 51:06 Bill Gurley's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions.
Trump Wants to Cap Credit Card Interest at 10%. Here's What That Actually Means for You.
President Trump wants to cap credit card interest rates at 10%, and if you're one of the millions of Americans drowning in credit card debt, that sounds like a dream. But Nicole breaks down why this proposal might not be the hero story it seems, and what you should actually be doing right now while Washington debates. Nicole explains the real reason a rate cap could backfire, why people with lower credit scores could end up worse off, and the actionable moves you can make today (no legislation required). From the debt avalanche method to balance transfers, personal loans, and a surprisingly simple phone call that could save you thousands, this episode is your full playbook for escaping the high-interest debt trap. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:16 Trump's 10% Credit Card Rate Cap, Explained 01:17 Why This Isn't the Win It Sounds Like 02:10 Who Could Lose Access to Credit Entirely 02:52 The Payday Loan Trap Nobody's Talking About 03:12 What You Can Do Right Now 03:53 Know Your APR 04:31 The Debt Avalanche Method 05:09 Balance Transfer Cards and Consolidation Loans 06:27 How to Negotiate Your Interest Rate 07:01 Why Even $25 Extra a Month Matters 07:41 Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions.
Science-Backed Hacks For Growing Wealth with Jon Levy
Behavioral scientist and bestselling author Jon Levy is back to unpack how we can leverage our own psychology to build wealth. He explains why publicly announcing your financial goals can actually sabotage them, how “if-then” plans outperform willpower, and why adopting the identity of “I’m an investor” can become a self-fulfilling prophecy. Then Nicole asks Jon what the science says about whether jerks make better CEOs, and he shares research-backed strategies for becoming a stronger leader. He also gets personal: how growing up as the child of immigrants affected his money mindset, the road to becoming debt-free in eight years, and the amount of money he needs in his bank account to feel safe. Nicole and Jon also discuss how financial frameworks like the sunk cost fallacy apply to relationships and whether your partner might be the best investment you’ll ever make. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Get Jon’s latest book Team Intelligence Here’s what Nicole covers with Jon: 00:00 Are You Ready for Some Money Rehab? 01:47 Jon’s Famous Dinners Explained 04:17 Why Money is a Mental Puzzle, Not a Math Problem 06:16 Why Sharing Goals Fails 07:56 From Housing Markets to Dating Markets 09:42 Is Your Partner the Most Important Financial Decision You’ll Make? 15:09 Jon’s Leap From Debt to Social Currency 33:37 Money Values in Marriage 38:01 Should You Quit the Zombie Job? 39:27 The Chicken/Egg Problem with Success 45:25 Do CEOs Need to Be Jerks to be Successful? 49:53 What Makes a Leader 58:12 How Self Deprecation Erodes Trust 01:06:57 Jon Levy’s Tip You Can Take Straight to the Bank
Ever notice that we will talk about everything before we talk about money? Sex? No problem. Politics? Bring it on. Money? Totally taboo. But not for long! Nicole Lapin— the only financial expert you don’t need a dictionary to understand, New York Times best selling author of Rich Bitch, and host of Money Rehab— is here to rehab your wallet, so you can get your financial life together once and for all. Episodes are just ten minutes-ish... no frills, just bite-sized tips and tricks so you don’t waste any time. And Nicole wants to hear from YOU! Email the money questions you want answered to moneyrehab@moneynewsnetwork.com and Nicole will help–and you could even join Nicole on the show for a one-on-one intervention.
