Transcript of The $2.5M Problem No One Is Planning For: AI, Aging, and Your Financial Future with Lily Vittayarukskul New

When it comes to AI in this society, if there was ever a time to work hard and actually understand how business works and how you should be learning how to make money, it's now. Because what I anticipate with AI is just with the lack of government regulation, I don't see that happening anytime soon in the US, is that you're going to have more and more wealth disparities. Unfortunately, you're going to have the people that built the AI that everyone uses, the people that use the AI but don't have normal wealth. And disparity is going to get so wide that it's going to have economic ramifications that we're going to hit a place where we'll be in a post-scarcity world. This is Right About Now with Ryan Alford, a Radcast Network production. We are the number one business show on the planet with over 1 million downloads a month, taking the BS out of business for over 6 years in over 400 episodes.

You ready to start snapping necks and cashing checks? Well, it starts right about now. People are living longer than ever, but financially, most people aren't prepared for what that actually means. When it comes to long-term care, it's one of the biggest expenses people will face, but one we're the least prepared for. Lily Videritskule, the CEO of Water Lily, is building a company using artificial intelligence to predict those costs years in advance and me at Water Lily.

Tell me about Lily. people's future aging trajectory is going to look like in their future long-term care needs. I built out the company that focused on this topic because we personally navigated a long-term care event. It was super devastating for us. A lot of folks don't realize how this long-term care or aging is not something that's taken care of by Medicare or traditional health insurance, and you have to pay for it out of pocket. Most people don't have funds, and you have to have family members step in, and it's all incredibly stressful, breaks up relationships. So I found this to be one of humanity's biggest problems that we could try to solve for. So here I am going at it very intentionally and very intensely.

It's a good time because boomers are one of the biggest generations and they're right here in this time period. This is a relevant topic for a lot of people. I want to lean into a little bit of that emotional impact. It's fascinating and hearing you say it, I have guests on, I read the notes and I think about it, but then when I actually talk to them, things start to crystallize a bit. It's fascinating that sophisticated as we think we are and doing all these things, planning all these things, the reality is we're all aging and we're all sort of headed towards these situations every day. And the fact that we haven't developed systems, plans, healthcare, more dedicated educated towards it. Seems like a gap in and of itself.

It's now more important than ever has been to be a planner. There's older generations where if you worked really hard and you found some opportunities and you're good to go. Things have become so much more complex than we ever expected. I think technology has made our life more complex and more expensive. Stuff where you might think I could live on like rice and beans, we don't have that situation. There is more wealth disparity than we ever had in society, at least in the US, that tells us like, hey, you have to buy more, you have to get the nicer thing because that other person has that nicer thing. Life is just way more expensive than it ever has been, relatively speaking, to other generations. How are you supposed to take care of yourself when things are a lot more expensive? You have to plan smarter, and we have to get on top of all these technologies to help us plan smarter.

In some ways, it's fascinating to say this— the data— I looked this up actually a few months ago to prove it, because I was like, it's hard to believe, because we eat— in a lot of ways, we're unhealthy eating and processed food and all that stuff. But we are living longer than we ever have. You want to live longer, and we all do. And at certain times, I'm sure we all go, man, life's hard. But you want to have longevity. But with longevity comes cost and time, because time is money, and that's even more to plan for because, hey, just more dollars that are spent every year. You're supposed to be at a time period where you're probably a little slower getting around, a little slower processing. We all age. You've got to plan for a longer period of time and thus a larger amount of dollars to support yourself over that. I'm sure that's a lot of what your platform does. These seem like obvious no-duh things, but we haven't been doing a whole lot about it.

I don't blame the average person that wakes up, they're 60, and they're like, oh my God, wait, I should probably plan for this event. I'm about to retire. I don't blame them because Times have shifted faster than I ever expected. It was just the Silent Generation or two that is like aging right now, and the generation before where the family used to live under the same roof. It wasn't too long ago, a couple of decades ago, when you'd raise your kids, those kids would grow up under the same roof, you know, you would find a job kind of in your city, and when parents got older, you took care of them or you lived right next to them. But times have changed. In order to make more money, most people go to college now. When you go to college, you try to find the best job that you possibly can. You go to the coastal areas, you move away from home. This is like the first time ever where where we now have single-generation households. When parents age, how are we going to take care of them? When we age, how are kids going to take care of us?

We weren't taught to think about it that way. When we kind of feel like we woke up, we're like, oh crap, I have to plan for this. It's because who had to do it before us? No one really, and no one really talked about it until right now, so feels new.

Why do you think people haven't been and aren't planning more for long-term care?

The first generation that never really wanted to talk about long-term care, if it happened, they had an assumption that like, yeah, my kids will take care of me, um, I'll definitely never go into a nursing home. If you talk to baby boomers nowadays, days, they're a lot more open. And if you talk to Gen Xers, they also say like, hey, we have Reddit, we talk about our problems online and more people are spreading their problems online ever than before. So we now have more dialog around this. It's a relatively new thing to have dialog around goals that you have, being able to get anonymous person to chime in here. And we now finally have language that we can use on what does it look like to retire? What does it look like to age? How are we thinking about it? But the reason why we didn't is because aging is not a fun experience to think about. You also don't wanna think about mortality. We are not really death first, sort of, kind of like anxiety. We're not like, oh yeah, let's talk about it all the time. It's like you actually really try to avoid it.

You really try to avoid talking about when you're sick or thinking about getting sick. And it's not to our benefit and we're recognizing it now. That's the whole point of this episode is that education.

Yeah, exactly. So there's one thing I've learned running multiple businesses. It's how fast things fall apart when communication gets messy. Missed calls, scattered text threads, team members not seeing the same conversation. That stuff quietly costs you time and revenue. That's why today's episode is brought to you by QWO, spelled Q-U-O, the smarter way to run your business communications. It gives my team one shared business number so everyone sees the full conversation. Calls, texts, voicemails, all in one place. No more who talked to this customer. Replies are faster, handoffs are smoother, and customers actually feel taken care of. We realized that at my new card shop, Collector Station. Between customers calling about card inventory, grading submissions, trade offers, and even trade nights, things were moving fast. And when communication wasn't centralized, things got messy quick. I also like that it works wherever I am. Phone, laptop, doesn't matter. I kept my existing number, added teammates in just minutes, and everything lives in one clean view. and their AI automatically logs calls and pulls out next steps. Make this the season where no opportunity and no customer slips away. Try QWO for free, plus get 20% off your first 6 months when you go to qwo.com/ryan. That's qwo.com/ryan. That's Q-U-O dot com slash Ryan.

QWO. No missed calls, no missed opportunities. If you've got kids in middle school or high school, you already know homework can turn into a whole situation. What should take 20 minutes somehow turns into 2 hours, and half the time it ends with frustration on both sides. I've got 4 boys, 3 of them right in that middle and high school range, so I see it all the time. They hit a problem, get stuck, and it's not that they don't want to figure it out, they just don't know how to get there. That's why I've been looking into Brainly. Brainly is basically a 24/7 AI-powered tutor that actually walks them through problems step by step, not just giving answers, by helping them understand how something works so they can build confidence and keep moving. And as a parent, that's the part I care about. It's not about the shortcuts, it's about them actually learning the material. It's also just practical. You don't have to deal with scheduling a tutor or trying to find things that line up around sports and everything else. It's there whenever they need it, and it's a lot more affordable than traditional tutoring.

Honestly, it just takes a lot of pressure off. Finals are coming up. Build your teen study plan now. It only takes minutes. Go to brainly.com/ryan to get 50% off your first Brainly subscription with my code Ryan. That's B-R-A-I-N-L-Y.com/ryan. Waking multiple generations. We skew 25 to 45, 60/40 male to female. Hey, we're getting you ready for yourselves and your parents. I'm in this now, Lily. My parents are in their 70s. They're healthy, but I'm seeing this. It's funny, you almost switch roles of parents and kids and then role reversal of taking care of them in some ways. I've thought about it. My wife and I talked about it. What does that reality look like? We're as humans and as Americans, we like, we don't wanna talk about death. We don't talk about mortality of ourselves. There are huge implications across not just money, but societal, social, where they live, where they go, all those things. And I'm sure that's what you encountered in your situation.

What we see is not that many people talk about this topic, and when they do, what you see online roughly is the same old stuff. You're probably looking into this for your parents right now. You're like, okay, they're growing older, what does that mean? If you looked up, my parents are growing older, what does that mean? You get a whole slew of stories that are not relevant to you. Or if you try to look at the statistics and when is it going to happen, it's national averages, easy for you to scare yourself with but not easy for yourself to prepare for the topic. And that's what we notice as a really massive gap How can we make this topic more relevant to the first person sitting in front of them and make it helpful? If they wanna touch on this topic, let's go ahead and make it immediately useful, immediately helpful. What can we do? How do we give you that peace of mind? That's why I designed Waterline, and that's where AI is a really fascinating use case here. It's not ChatGPT, it's not Gemini, it's not Claude, it's not large language models. It's traditional machine learning models that are trained on real data where we have over half a billion data points of families that we've been following for for several decades.

We looked at the patterns so that we can look at the families that look like your parents. In this case, if you tell us this information, we can actually tell you what that trajectory is going to look like. When? How many hours? Could you step in for that care? How much is it going to cost? And that's when it becomes concrete like that. You realize, can my parents afford that? Can I afford to step in in some way? If not, how do I solve this? Understand the problem. Now we can talk about solutions.

Fascinating. You went to where I was going next. Talk to me about the platform. Are we talking LLM? Are we talking something bigger, which it sounds like we are? This is processing the volume of data that's out there that you've collected. Who is this platform helping? Are we helping the institutions? Are we helping individuals? Walk through a little bit more of kind of the nuts and the bolts of Water Lily.

We help both. What's really fascinating about this aging industry is that if you help both people, you're helping the end family. The way that works is with Water Lily, we first designed our software tool that has an intake form. It's a 3 to 5 minute intake form. We ask basic social demographic info, medical info, financial info. From there, we look at the massive amount of data that we have. We look at, okay, based this data for the person that just told us who they are. Can we look at the people that look like them that we have historical data on and tell them, hey, what's your likelihood of needing care? What age it'll begin at? How many hours to start at the tail end? We gave that to wealth advisors. We gave that to financial advisors. We gave that to estate planners. We gave that to retirement communities. So whenever they bring up the topic as a part of helping families understand what this future risk is going to be, those professionals want to help prepare these families for that risk. They have all the information that they need to be able to do that.

Families, though, don't always have access or they're not always talking to those professionals. That's where we have given the software also directly to families. So if you actually went to waterlily.com, you can actually click on Start for Free and start that process. Two main problems that we're solving for is one, the motivational problem. Most people will say, throw their hands up and say like, there's nothing I can do on this topic. It's really scary. Why try to scare myself? It's motivational. First off, you can actually do some pretty incredible things financially for yourself and health-wise. If you were to learn what your future self would look like if you didn't change anything, Two is that if you know what that future cost is going to look like and we helped you try to solve for that cost as efficiently as possible, either in your 40s or for your parents in their 50s or 60s, instead of just reactively paying out of pocket in a not strategic manner, that's a difference of hundreds of thousands of dollars. To those of us that are really young, millions of dollars because of the inflation of cost. Make it more sustainable for the end family that pays out of pocket and help the professionals more strategically have that conversation.

We've helped the space become more affordable.

Interesting. I could see how this could be leveraged, and I wouldn't be surprised. I might be going there. I'm just like, my mind starts working, Lily. I think of now college savings plans, tax-free, the tax benefits. We should have parents savings plans for, and they should be tax-free, or we should have tax benefits for what's necessary. Because look, wouldn't the government rather give us a tax break to save tax-free to take care of our parents instead of the government have to take care of them? Let's solve it on the front end and not the back.

Yeah. So first off, you're asking like, why doesn't the government step in? This is such a massive problem at scale, why isn't the government stepping in effectively? And it's because in its current shape and form, if they just took on the families that ran out like that, had a long-term care event and they'll just pay for it, the government would go bankrupt really fast.

Yeah, I can imagine that they would. I just meant help, but assisting the ones that will pay for it, that have the money, making tax benefits or whatever, it was more my suggestion.

You can look into HSAs, for example, putting some money in there. You're right, the max that you could contribute to an HSA that has its triple tax benefits, it does, you know, long-term care is qualified under that account. But why is the cap so low? And then when you think about it, it's like, well, if you wanted to change things in government, how do you go and change things in government? Well, first the governor has to essentially like legislation has to say like, oh yeah, we should put a petition. Does it get approved? Is it on the ballot? And then you have to educate, you know, citizens, hey, vote yes on this. And if it's going to mean more taxes for them, for where if you want more dollars to go into a social net, it means more taxes usually. And most people just blanket don't want to pay more in taxes. They're already paying more than enough. And so it's not just enough to say, let's just put in dollars, but how do we become strategic about when we start to allocate those dollars? When is it on the government? When is it on ourselves?

Is there a new type of account we should build? That's insurance products nowadays too. I would love more of a dialog here because it's complex. A lot of citizens just don't even know about this topic and how expensive it's going to be. That's what we don't talk about.

Lily, does your platform do tracking the reality that census data or standardized data is not personal enough? How is Waterlily maybe personalizing this on a family or individual basis to make it relevant?

If you fill out the intake form, I'll just like say, like for you, for example, I'm not going to guess your age, but let's just say you fill out the intake form for yourself. That's actually when a lot of folks start to become aware of this topic. So when you mentioned like, oh my word, this topic is because of your aging parents, for you, we would predict you're thinking about having a long-term care event. If you were to have a long-term care event, let's just say, you know, you grow older, you slow down, and then we expect you— if you were to have an event, we think you have 61% likelihood of having that event sometime in your life. And if you were to have that event, we think that'll happen around age 83. If you were to have that event, we expect that it'll be roughly about 4.5 years of care, starting with about 20 hours of care per week, kind of coming into the home and ending with about 65 hours of care per week. When it comes to nursing home level care needs, your family, based on your household structure, they would take on roughly 20% of your care needs, or about 3,000 hours in total for all of your care.

And the rough cost is going to be about about $2.5 million by the time you need care when you turn age 83, when we count for healthcare inflation, and how when family steps in and pay for that, we tell you that story. We double-check it, say like, okay, we predicted based on your preference that you want to start to age at the home, then you want to stay at the home if you have assisted living level of care needs, like you want to stay at the home. But what happens when you have like nursing home level care needs? What do you want to do? Then most people say like, you know, I'll go to professional setting in that case. Now I'll consider that. We're like, okay, great. When you age at the home, we also predict predicts how your family members might step in. If you're at the home, we predict how much your wife would step in. It looks like she would step in roughly about 6 hours of care per week to start, your kids about 10 hours of care per week, other family members about 2 hours of care per week, and roughly 20 hours goes to the professionals.

Do you want that to happen, or do you want to change those numbers in any way? So if I said that to you, Brian, like, what would you immediately— what are immediate questions or comments you have?

The first thing I would say is, did you put the PETA tax on it? That's the pain in the ass factor tax on— for me, you'd have to have extra care because I'd be grumpy and pissed that I wasn't as moving as fast. We'd have to add extra dollars to that thing for the PETA tax of dealing with me. But no, I would say what I'd be— okay, eyes open. I'm an independent person. I take care of myself and my family. I don't want anyone else being fettered or encumbered with that.

You'd probably look at the 6 hours on your wife, and these are physical caregiving hours. I'm not even talking about care coordination. I'm not talking about them being a power of attorney. You might say, hey, my wife, she is like— if I'm age 83, she's going to be, let's just say, age 80, she's gonna be frail herself. How's she going to physically take care of me? And most men need care first if that happens, and then women actually like need care afterwards. Naturally, a lot of men assume, oh yeah, my wife, if anything happens to me, in sickness and in health, she'll take care of me. That's different when you're both aged. She can't physically get you in and out of bed, in and out of the shower. Like, what does that put her at risk of? You're like, yeah, I don't want that to happen. But no one has that conversation today. It just happens, and the wife just goes ahead and takes that on. But if you said to me right now, hey, if my care's gonna be $2.5 million by the time I need it, two things tell you. The first one is, okay, we remove those hours from your wife, the cost went up by a little bit, went up to $2.6 million.

That's the cost of taking care of your family members. We put on more of that to the professionals. And two is, hey, if you're in your 40s, did you know that your Roth IRA account, you never touched it, you decided to max out in your 40s, you kept putting in yearly a couple thousand dollars every single year up until your care's end date, did you know you would have a couple million dollars in that account by the time you need care? Most people don't think about that. It's not just saying, oh, I have $2.5 million today. Well, what's a financial habit you should probably have that could try to cover this in the future? And that gives people peace of mind. Oh, I could do something about it. I can protect my family members if I was smarter about my finances. But how? And so we do that projection. Okay, what do you have in what accounts? How are you thinking about paying for this? How is that going to grow? People are super surprised on the power of compound.

This sounds what estate planning should be. When you think of estate planning, okay, the will, where's stuff going, all that sort of stuff. And I'm sure there's some of this, but this sounds estate planning in 2026. That's what I'm hearing. I'm hearing evolved estate planning. Am I making the right leap, Lily? Yeah, a lot of folks say that.

Think about estate planning, they're like, oh well, when I die, how much money, how do I want to like divvy up my, you know, assets 50/50 amongst my two kids or something like that?

Estate planning should start when you get sick, or you should be thinking about that, this period that you're describing when an event happens or disease or whatever it might be. Instead of being end-of-life estate planning, it should be last 10%.

Imagine if you had done your finances, yeah, I'm going to have $2 million by the time I pass. Well, what if you had a long-term care You don't have $2 million anymore. Whatever you're telling your kids about what you'd have for them, you know, by the time you pass, some people make real decisions and plans off of that. Building a much more realistic plan about, hey, the estate plan is about the legacy. It's about what is the legacy you want to leave behind? And that means the legacy that you're establishing when you're sick as well. How do you want your family members to step in? How do you want to protect them even from that? Not just about how much money you're going to leave them when you pass.

Lily, maybe we'll close out more on specifics within what Water Lily— I'm kind of fascinated, like the business side of starting, growing, and running this company. Company. Our audience is also— there's a lot of entrepreneurs, a lot of marketing executives, business people. We're being informed by, oh shit, we need to plan for this and we need to get on Waterlily or whoever, wherever it's available. We'll get to all those deets. What's it like building, starting, running a company like this?

Both incredibly rewarding and incredibly painful. It's definitely not the path I would put most folks down. Imagine how hard it is to build a company. You're just imagining it, but you haven't built it, or you're in the middle of building the company. And then imagine those 10x harder just imagining that. And then it's actually harder than that. That's why when people say like, oh, you know, follow your passion and, you know, does this all— it's like you kind of have to marry just what are you going to be really obsessed with? Are you really good at noticing that there's a market opportunity that no one else actually sees? And people buy because you're really passionate as well. People like buy what you have because you're going to sweat the details on this thing. You're going to be great at it in a competitive market. We've been incredibly fortunate. It's still hard to fundraise. I went to college at 14. He went at 11. I started in aerospace working with NASA, you know, from 12 to 16, it didn't matter if I looked like a prodigy. It's really still hard to fundraise, to build out that company.

And it's really hard for me to build my company. It's all about relationships. Whatever you're particularly interested in, what you want to prove, how you want to help other people, the more and more you surround yourself with people that allow you to do that, that is going to make and break your business. At the end of the day, when I focus on aging, I'm so obsessed with it. It's such a big problem. I focused on who were the sharpest investors in this space. Space. How would I stay really humble? I don't know much, but they could tell I'm passionate. They could tell I'm gonna learn what I need to learn and build a relationship with them. And we've gotten money from some of the top VCs in the space. Waterlily itself has been recognized by World Economic Forum. I've spoken twice at Davos and in China, like, on the topic of aging. Was also named Forbes 30 Under 30. Speak very often at industries like on this topic, but that also means I run 80-90 hour work weeks myself every single week. I travel 40% of the time. I always feel like I'm really behind.

There is the accolades that you get, but also kind of what people expect from you afterwards. You can't really slow down. Success begets success, and somehow you have to just get smarter about, like, maybe don't run 89-hour work weeks, maybe run 70 to 80, maybe find, like, the right folks around you to help you manage how you feel about your problems. And that was a bit of a spiel.

People like that vulnerability and the realness of what it takes. That's the truth. I own multiple companies. I worked for other people for 15 years, and then the last 10 years I've owned multiple, multiple businesses. And it hasn't been in Silicon Valley, but they haven't been small projects, and 80, 90-hour week, but you got to be passionate about it. It's fascinating for me. We live in a really interesting time with what's happening with AI and the speed of which in a lot of ways you could do things. You said something kind of resonated, which is you don't ever feel like you've done enough or you can't catch up. We can do more faster than we ever have been able to, but yet we can't ever catch up.

It's easier than it ever has been to raise money because like VCs are now more of a commodity to raise money, create is it's still really hard. And even if it's easier, relatively speaking, it's harder than it ever has been to build a lasting company. Just because there's all these people that like, when you're doing something really successfully, it's really easy to try to build a copycat. It's really easy for someone to use Lovable and try to copy what you do, create an AI version of you. What I found to be really important is whatever problem that you're going to tackle, you just have to have more insights than. You have to be the person that you think you're gonna have like the most amount of insights with this new thing you wanna build. If you wanna build something really lasting, so you're always ahead of the curve, always building and improving what you're doing. And how do you build real relationships? Like, when you build that business, not just offer a thing and, you know, people buy it. It's a really cutthroat environment if you never put your face out there, you never put your story out there.

People just want to listen to hear stories all the time. And it's rough when people want to just yell at you all the time because your thing that you gave to them isn't perfect, especially if it's going to be consumers. You have to be okay with just taking that hit, having really great customer success access resilience and just try to solve the problem. You've done this, you've seen this, you've cut your teeth on this stuff.

Once you've won 30 for 30, are you gonna go for 40 for 40 or what? Are you a complete failure if you don't get that too?

It is exponentially harder to get 40 under 40. Majority of entrepreneurs, they start in their 40s. So not only do you have like the largest volume of people that try to start their businesses in that, but also the people who started earlier or whatever else. Kind of similar to financial planning and how Roth IRA kind of compounds compounds into millions if you start earlier. For competitiveness of running a business, the smarter your decisions are earlier on, that just compounds over the years as well. That's where consistency really matters. Consistency of making good decisions, or if you made the wrong decisions, how quickly do you pivot to the next one? I maintain that philosophy. That'll make me happy. I don't know if that's going to put me on 40 Under 40.

As soon as I turned you to talking about yourself, the 10 are like, oh God, I have to do it. I don't want to do it.

You have those friends where you have the black cat and a golden retriever. I'm totally the black cat. Bad of a friend. So when I make friends, it's because people pick me as friends. That's how I've made friends. Like, they think, oh, that person looks interesting, I'll go be friends, I'll always be around her. And that's how I hang out with people. So that's my issue when it comes to AI in this society. If there was ever a time to work hard and actually understand how business works and how you should be learning how to make money, it's now. Because what I anticipate with AI is just with the lack of government regulation— I don't see that happening anytime soon in the US— is that you're gonna have more and more wealth disparities. Unfortunately, you're gonna have the people that built the AI that everyone uses, the people that use AI but don't have normal wealth. And the disparity is going to get so wide that it's going to have economic ramifications that we're going to hit a place where we'll be in a post-scarcity world. We could be in a post-scarcity world today, but we'll get there.

The middle part is going to be particularly unstable. That's where I would say if you can build your wealth, try to have enough so that you could make sure that you have resources for whatever circumstances. If you need to move to somewhere safer or whatever else, genuinely, we're in interesting time where technology is dictating complicating our quality of life.

It's well said. It was tempered. I was picking up, reading between the lines. You hear people say all the time, well, is it going to take jobs? Well, yeah, it is going to take jobs, but you need to learn it. If you aren't applying AI in whatever you do, you will get left behind and be on the other end of the spectrum that Lily just described. I'm a freedom guy. I'm a control guy. I could make as much money as I want to make. I know how to make money. I make what I make. But if I made more money, it would mean I would work more and I wouldn't control more of my time. I like to control my time. Time to do that. If I had 7 more companies I wouldn't control, I would have more money but less time. What AI is enabling or inhibiting is your control. If you don't learn it and understand it and leverage it, your time, where you move, what you do will probably be dictated versus controlled.

People are going to be lazier than you expect. There's going to be a ton of procrastinators. AI is not an area you procrastinate. You learn the tools, you figure out how to use it, you will stay ahead of the curve. And from there, just try to figure out how does the the way you use AI make money? Really figuring out like, how is the work that you do making money for society? And if you could figure that out from first principles, you will be competitive in our market.

Yeah, 100%. Lily, fascinating discussion, and really congratulations on everything you're doing with Water Lily. I know it's hard work, you know, you've been honest, real, and raw about what it takes, but that's what it takes to build something that doesn't exist today. If it was easy, everybody would do it. Talk to me about where people can keep up with what you're doing with Water Lily, where they shouldn't contact you too much because you're shy, and all those other details.

If you wanna get ahead of just like using an AI tool that's incredibly powerful, just go to waterlily.com, water lily like the flower, and you click on start for free. There's no funkiness there. At least it's all very transparent. Like, hey, you could use it and figure out what your predictions are, how you wanna plan, reach out to our team, people who are less shy than me. Of course you could follow our work. I post a lot on what we do, how we're ahead of the curve, like on LinkedIn. And you'll of course see us in the news as well. We've been really fortunate to consistently get covered whenever we're kind of launching watching that next new thing, pushing the envelope on this topic. So you might see us in the paper, you might also see us like online, and both read up on the article. We're probably doing something new then.

I appreciate you for coming on. Keep changing the world, baby. Hey guys, you know where to find us, ryanisright.com. You'll find the highlight clips, the entire episode, and of course links to Water Lily. Look, it takes a lot of work to change the world, but somebody's got to do it. Lily's doing it. You can do it too. We'll see you next time. Ride by.

Now. This has been Right About Now with Ryan Alford, a Radcast Network production. Visit ryanisright.com for full audio and video versions of the show or to inquire about sponsorship opportunities. Thanks for listening.